Understanding the Need for Staffing General Liability Coverage

Understanding the Need for Staffing General Liability Coverage

In a staffing agency environment, there are numerous incidents that can prompt someone to bring a liability claim against the organization. As a result, agencies face the risk of claims for physical injury, property damages, and even advertising charges such as defamation. For this reason, having reputable staffing general liability coverage is one of the best ways to protect your agency and give yourself peace of mind. 

Common General Liability Claims

Although there are many possible situations that can occur, some examples of general liability claims include:

  • When a contractor slips on a wet floor in your lobby
  • When a client accuses a staffer of damaging an expensive printer
  • When a competitor sues for defamation over a Facebook update posted by an intern

Because general liability is broad in nature, it covers numerous types of standard claims such as these. 

General Liability Coverage 

When looking for the best general liability package for your needs, be sure to check the bodily injury and property damage limits on any policy you consider. If your agency works with contractors, you will also need coverage that extends to any damages that a contract employee may cause while working on an assignment. When reviewing packages, remember to look at deductibles, exclusions and the overall coverage territory, too. 

At the end of the day, anything can happen. Having reliable staffing general liability insurance is one of the best ways to protect agencies against most standard claims. 

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