Tennessee is well known for its rolling hills, vast farmland, and beautiful horses. If you own a farm or ranch, you need coverage to protect yourself, your land, and your animals with farm and equine insurance in Tennessee. Farming and raising horses is a lifestyle that is worth protecting, so it is worth it to educate yourself on the different types of insurance coverages that are available for the agricultural industry.
Farm General and Personal Liability
Full time farms require a lot of hard work to operate. General and personal liability insurance on your farm can keep your investments protected should an accident occur. This coverage often includes:
- Broad form contractual coverage
- Non-owned auto coverage
- Personal injury coverage
- Catastrophe liability
Depending on your specific needs, you can determine which coverage is best for your farm.
Equine insurance in Tennessee is vital if you have invested a large sum in breeding or owning horses. You can obtain coverage for injury, illness, accident, and disease for any breed of horse. No matter whether you race your horses or simply own them for fun, insurance can benefit you and your animals.
Farm and Ranch Policies
Having a comprehensive insurance policy on your farm or ranch and the surrounding structures is a good way to secure your investments as well as your livelihood so that you can feel comfortable running your business.