The Importance of Insurance for Home Health Care

The Importance of Insurance for Home Health Care

While nursing homes and hospice are normally what is thought of when caring and helping with activities of daily living (ADLs), these institutions only make up a portion of the industry. In fact, home care holds the majority of people requiring the aid of nurses for ADLs and is an ever-growing section of health care.

Owning a firm or agency which specializes in-home care can be incredibly helpful to others but requires insurance policies that are specially fit for this unique industry. That is why you should look into acquiring home health care insurance programs in order to make sure you’ll be able to continue helping those in need for a long time to come.

Why Is Home Health Care So Popular?

Many people feel most comfortable in the safety and familiarity of their own home but cannot take care of themselves. Whether due to being elderly, disabled, and/or chronically ill, there are a large number of people who need help with ADLs so they can continue to live at home. Recently, as people live longer and more treatments exist for illnesses, this number continues to grow.

What Kind of Insurance Is Needed?

Working with a specialist for home health care insurance programs can ensure you get the best policies for your insurance portfolio. Some important ones to look for are:

General Liability
Professional Liability
Workers Compensation
Employment Practices Liability
Non-Owned and Hired Auto
Crime and/or Abuse

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