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What Is Umbrella Insurance?

What Is Umbrella Insurance?

When you are considering NM insurance for your auto or home, you may want to add personal umbrella insurance. Umbrella insurance is designed to step in when the limits of other policies are not enough to cover the actual damage and costs associated with an accident. For example, if you cause a car accident and the victim’s medical bills exceed the limits of your auto coverage, umbrella insurance would cover the remaining costs. Who Needs Umbrella Insurance? In short, everyone…

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