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Why Mechanics Needs To Think About Asbestos

Why Mechanics Needs To Think About Asbestos

Auto mechanics face a number of threats on any given day. While garages and body shops take extra precautions to make sure that risks are minimal for workers, you never know when something may go awry. Often, it is an issue that a mechanic does not consider in advance that causes the most strife. Exposure to harmful toxins like asbestos, for example, is a problem very few technicians think about. Unfortunately, failing to include an insurance policy that protects you…

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Insuring Your Sports Bar

Insuring Your Sports Bar

Managing risk is a must for any business owner. Sports bar and tavern coverage doesn’t really differ from bar and tavern coverage, but as a sports bar owner, your needs may be different than that of a nightclub or casual dining restaurant. Know Your Coverage Types When buying sports bar and tavern coverage make, sure all your bases are covered. General liability usually covers property damage, bodily injury, and illness-related issues that arise from the food and beverages being sold….

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What Is Watercraft Insurance?

What Is Watercraft Insurance?

You finally bought that boat you’ve always dreamed of. After making such a milestone investment, it’s critical that you take steps to protect your new watercraft. To do that, you’ll need to find a good watercraft policy to keep your prized possession safe, no matter what. What Are the Benefits of Watercraft Insurance? Watercraft insurance functions just as car insurance do for your automobile — it keeps you safe from liability and helps to cover expenses when the unexpected happens…

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What Is a Yacht Club?

What Is a Yacht Club?

Yacht clubs are private member clubs that are organized with the purpose of promoting and supporting the sport of boating. Like marinas, clubs are usually located on bodies of water and provide moorings and supplies for boats and yachts. However, yacht clubs also furnish other amenities and organize social events for members. What Facilities and Events Do Yacht Clubs Offer? Beyond moorings and supplies, yacht clubs typically have a bar or restaurant in the clubhouse. Some also have gyms, showers,…

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The Coverage You Need if You Own a Boat

The Coverage You Need if You Own a Boat

While most states do not require watercraft insurance for any watercraft requiring a motor, it is unwise to take to the water without adequate coverage. You won’t need to put watercraft liability coverage on kayaks, canoes, rowboats, or jet skis, but you will want to consider purchasing it for a fishing boat, leisure crat, pontoon boat, sailboat, or yacht.  Chances are, even if the state doesn’t require it, the local marina wants it before renting you a slip or the…

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Telemarketing for Insurance

Telemarketing for Insurance

Telemarketing has been given a bad reputation by today’s endless calls that sound like scams, but it can still be a great business technique for insurance companies looking for new customers. Telemarketing is a great way to find those among businesses and individuals who are interested in your products and services. To get a better understanding of how telemarketing can help your insurance company, take a look at what telemarketing is and how it can benefit you. What Is Telemarketing?…

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Improving Your Protection With Construction Wrap Insurance

Improving Your Protection With Construction Wrap Insurance

Construction projects can often be long and involved processes. While a traditional insurance policy is likely to cover the period of time where a building is being actively worked on, it might not extend to include the wrap period. This is why wrap-up policies can be an important option to consider. Organizations involved with the construction of complex projects usually add this type of policy in order to stay protected in an array of common scenarios. Advantages of OCIP Understanding…

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Purpose of a Condo Association

Purpose of a Condo Association

Condos are a popular real estate choice for those looking for a second home on the beach or to live in a bustling downtown metropolitan city. These residential buildings often have condo associations. Here’s what you need to know before buying. Shared Ownership Like an apartment, the facilities and common areas fall under shared ownership. These areas need to be maintained by someone. Having a condo association makes sure the grounds are manicured, the trash cans are emptied, the pool…

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How To Reduce Workers’ Compensation Costs

How To Reduce Workers’ Compensation Costs

Staffing agencies use their expertise to match qualified employees with employers who need them, which requires special kinds of insurance. When an agency matches an employee with a job, the employee is technically working for the agency, not the company he or she reports to. According to the experts at https://www.wwspi.com/, this means the need for workers compensation insurance for staffing companies. Here’s how you can save money on the expense. Screen Your Employees Well By being lax on screening…

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The Liabilities of Cyber Deception

The Liabilities of Cyber Deception

Industries throughout the world are seeing a growth in usage of technology within most fields. Computers have made many forms of data storage, communication, calculation and more much easier. This increase in efficiency and convenience, however, is not without its security concerns. While many may initially think of hackers as indirect thieves sneaking into data resources unseen, social engineering and spear-fishing are just as risky and involve direct contact with employees of a business. Cyber deception insurance, however, can give…

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