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What Is a Yacht Club?

What Is a Yacht Club?

Yacht clubs are private member clubs that are organized with the purpose of promoting and supporting the sport of boating. Like marinas, clubs are usually located on bodies of water and provide moorings and supplies for boats and yachts. However, yacht clubs also furnish other amenities and organize social events for members. What Facilities and Events Do Yacht Clubs Offer? Beyond moorings and supplies, yacht clubs typically have a bar or restaurant in the clubhouse. Some also have gyms, showers,…

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The Coverage You Need if You Own a Boat

The Coverage You Need if You Own a Boat

While most states do not require watercraft insurance for any watercraft requiring a motor, it is unwise to take to the water without adequate coverage. You won’t need to put watercraft liability coverage on kayaks, canoes, rowboats, or jet skis, but you will want to consider purchasing it for a fishing boat, leisure crat, pontoon boat, sailboat, or yacht.  Chances are, even if the state doesn’t require it, the local marina wants it before renting you a slip or the…

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Telemarketing for Insurance

Telemarketing for Insurance

Telemarketing has been given a bad reputation by today’s endless calls that sound like scams, but it can still be a great business technique for insurance companies looking for new customers. Telemarketing is a great way to find those among businesses and individuals who are interested in your products and services. To get a better understanding of how telemarketing can help your insurance company, take a look at what telemarketing is and how it can benefit you. What Is Telemarketing?…

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Improving Your Protection With Construction Wrap Insurance

Improving Your Protection With Construction Wrap Insurance

Construction projects can often be long and involved processes. While a traditional insurance policy is likely to cover the period of time where a building is being actively worked on, it might not extend to include the wrap period. This is why wrap-up policies can be an important option to consider. Organizations involved with the construction of complex projects usually add this type of policy in order to stay protected in an array of common scenarios. Advantages of OCIP Understanding…

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Purpose of a Condo Association

Purpose of a Condo Association

Condos are a popular real estate choice for those looking for a second home on the beach or to live in a bustling downtown metropolitan city. These residential buildings often have condo associations. Here’s what you need to know before buying. Shared Ownership Like an apartment, the facilities and common areas fall under shared ownership. These areas need to be maintained by someone. Having a condo association makes sure the grounds are manicured, the trash cans are emptied, the pool…

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How To Reduce Workers’ Compensation Costs

How To Reduce Workers’ Compensation Costs

Staffing agencies use their expertise to match qualified employees with employers who need them, which requires special kinds of insurance. When an agency matches an employee with a job, the employee is technically working for the agency, not the company he or she reports to. According to the experts at https://www.wwspi.com/, this means the need for workers compensation insurance for staffing companies. Here’s how you can save money on the expense. Screen Your Employees Well By being lax on screening…

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The Liabilities of Cyber Deception

The Liabilities of Cyber Deception

Industries throughout the world are seeing a growth in usage of technology within most fields. Computers have made many forms of data storage, communication, calculation and more much easier. This increase in efficiency and convenience, however, is not without its security concerns. While many may initially think of hackers as indirect thieves sneaking into data resources unseen, social engineering and spear-fishing are just as risky and involve direct contact with employees of a business. Cyber deception insurance, however, can give…

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Insurance for Benefits Fiduciaries

Insurance for Benefits Fiduciaries

One of the best ways to get the insurance that truly reflects the needs of your business is by working with an insurer who focuses on your industry. Whether you’re a manufacturer or a benefits management firm, the right insurer will bring knowledge of your industry that allows them to better advise you about your best options for complete coverage. When it comes to fiduciary liability insurance, this is important because there are a lot of claims that can arise…

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Serving the Home Health Care Industry With Quality Insurance

Serving the Home Health Care Industry With Quality Insurance

Serving the Home Health Care Industry With Quality Insurance Home health care has boomed recently to provide home health services for those who wish to remain at home but require health support. Insurance for home health care providers ensures your company is protected from risks and industry exposures. Program Options Home health care is a broad term that generally covers health care services provided in-home for patients. This could include skilled nursing care, physical therapy and even occupational therapy. Due…

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Types of Gum Disease You Should Know About

Types of Gum Disease You Should Know About

While regular brushing and flossing are important, so is tending your gums. It is estimated that 75 percent of people in the United States, who are over 35, experience gum disease. An Aliso Viejo dentist can properly diagnose the condition when you are experiencing problems, such as receding gums, bad breath or swollen gums. When making the diagnosis, there are two types of gum disease you may suffer from. Periodontitis Periodontitis is gum inflammation due to the buildup of plaque…

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