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Purpose of a Condo Association

Purpose of a Condo Association

Condos are a popular real estate choice for those looking for a second home on the beach or to live in a bustling downtown metropolitan city. These residential buildings often have condo associations. Here’s what you need to know before buying. Shared Ownership Like an apartment, the facilities and common areas fall under shared ownership. These areas need to be maintained by someone. Having a condo association makes sure the grounds are manicured, the trash cans are emptied, the pool…

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How To Reduce Workers’ Compensation Costs

How To Reduce Workers’ Compensation Costs

Staffing agencies use their expertise to match qualified employees with employers who need them, which requires special kinds of insurance. When an agency matches an employee with a job, the employee is technically working for the agency, not the company he or she reports to. According to the experts at https://www.wwspi.com/, this means the need for workers compensation insurance for staffing companies. Here’s how you can save money on the expense. Screen Your Employees Well By being lax on screening…

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The Liabilities of Cyber Deception

The Liabilities of Cyber Deception

Industries throughout the world are seeing a growth in usage of technology within most fields. Computers have made many forms of data storage, communication, calculation and more much easier. This increase in efficiency and convenience, however, is not without its security concerns. While many may initially think of hackers as indirect thieves sneaking into data resources unseen, social engineering and spear-fishing are just as risky and involve direct contact with employees of a business. Cyber deception insurance, however, can give…

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Insurance for Benefits Fiduciaries

Insurance for Benefits Fiduciaries

One of the best ways to get the insurance that truly reflects the needs of your business is by working with an insurer who focuses on your industry. Whether you’re a manufacturer or a benefits management firm, the right insurer will bring knowledge of your industry that allows them to better advise you about your best options for complete coverage. When it comes to fiduciary liability insurance, this is important because there are a lot of claims that can arise…

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Serving the Home Health Care Industry With Quality Insurance

Serving the Home Health Care Industry With Quality Insurance

Serving the Home Health Care Industry With Quality Insurance Home health care has boomed recently to provide home health services for those who wish to remain at home but require health support. Insurance for home health care providers ensures your company is protected from risks and industry exposures. Program Options Home health care is a broad term that generally covers health care services provided in-home for patients. This could include skilled nursing care, physical therapy and even occupational therapy. Due…

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Types of Gum Disease You Should Know About

Types of Gum Disease You Should Know About

While regular brushing and flossing are important, so is tending your gums. It is estimated that 75 percent of people in the United States, who are over 35, experience gum disease. An Aliso Viejo dentist can properly diagnose the condition when you are experiencing problems, such as receding gums, bad breath or swollen gums. When making the diagnosis, there are two types of gum disease you may suffer from. Periodontitis Periodontitis is gum inflammation due to the buildup of plaque…

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How PEO Insurance Can Improve Your Business Relationships

How PEO Insurance Can Improve Your Business Relationships

PEO stands for Professional Employer Organization, and involves a partnership between a staffing agency and a company. Instead of re-inventing the wheel by going to new staffing agencies every time there is a vacancy or a need for new staff, the human resources department of one company may partner with a staffing firm on a long-term basis. This can work out well if the staffer can provide the company with a steady stream of reliable temporary and long-term workers. However,…

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Bundle Up

Bundle Up

Save money by bundling all of your commercial insurance protection into one policy. A commercial package policy gives you all the protection you want, without the coverage that you do not need. Here are some reasons why bundling up may be for you and your business. The Basic Option For small and medium business that do not have an expansive exposure to risk, a basic package of general liability and property coverage is what you need. This would cover you…

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Understanding Crime and Fidelity Insurance

Understanding Crime and Fidelity Insurance

Fidelity crime insurance coverage offers financial compensation for the loss of cash or goods through forgery, theft, fraud or other crimes committed by company employees. Employee theft is becoming more common, particularly in smaller organizations where fewer controls exist. However, every business, regardless of size, is a potential target for employee crimes, and fidelity insurance is a risk management approach to alleviate the devastating impact of an uninsured theft loss. The Need for Protection Even though most businesses try to…

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How to Best Offer Transit Insurance to Clients

How to Best Offer Transit Insurance to Clients

Goods in transit insurance is often overlooked by traditional insurers due to the complexity and unique risks this coverage area presents to them. As an agent or broker who wants to serve their clients in the best way possible, knowing how you can offer this type of insurance to those who need it can increase their satisfaction while boosting your book of business at the same time. Replace Worry and Complexity With Peace of Mind Underwriters that offer goods in…

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