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Tag: Coverage

High-Value Homes Require High-Value Insurance

High-Value Homes Require High-Value Insurance

While all homeowners know that they need insurance, they may not know how much insurance they need. If you own a high-value home or have a high net worth, your insurance options may differ from other people’s options. You may require high net worth homeowners coverage. Consider Your Coverage Is your current homeowners’ insurance enough? If you recently purchased a high-value home, do you think that standard homeowners’ insurance will be enough? Most standard policies cover the average cost and…

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How To Stay Safe While Boating in a Severe Storm

How To Stay Safe While Boating in a Severe Storm

When you are planning a relaxing day on the water, the last thing you want to think about is potentially getting caught in a storm. Unfortunately, storms are not uncommon and it is important to recognize this as a possibility. Luckily, there are some things you can do to protect yourself if you are caught boating in a severe storm. Put on Life Jackets and Harnesses When rough weather strikes, it is vital that you and your crew put on…

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How To Choose a Great Insurance Agency in Los Angeles

How To Choose a Great Insurance Agency in Los Angeles

Whether you’re a driver, renter or homeowner in Los Angeles, you need insurance to protect you every day. Without the right policy in place, you could be at risk for costly out-of-pocket repair expenses and liability issues. However, before you can find the right coverage for your needs, you need to choose a great insurance agency. What To Look for in an Insurance Agency Choosing a Los Angeles insurance agency involves more than just going with the first company you…

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What You Need To Know About MEL Insurance

What You Need To Know About MEL Insurance

Maritime employee’s liability coverage is an insurance policy that offers protection for employees serving aboard vessels owned by someone other than the employer. MEL insurance is not legally required, but if you have workers who perform duties on someone else’s vessel, it can save you from potential financial catastrophe should a worker sustain an injury, die or become ill. Who Is Protected? There are two classes of workers covered under MEL insurance. When your employees work on a boat that…

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Insuring Your Sports Bar

Insuring Your Sports Bar

Managing risk is a must for any business owner. Sports bar and tavern coverage doesn’t really differ from bar and tavern coverage, but as a sports bar owner, your needs may be different than that of a nightclub or casual dining restaurant. Know Your Coverage Types When buying sports bar and tavern coverage make, sure all your bases are covered. General liability usually covers property damage, bodily injury, and illness-related issues that arise from the food and beverages being sold….

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What Is Watercraft Insurance?

What Is Watercraft Insurance?

You finally bought that boat you’ve always dreamed of. After making such a milestone investment, it’s critical that you take steps to protect your new watercraft. To do that, you’ll need to find a good watercraft policy to keep your prized possession safe, no matter what. What Are the Benefits of Watercraft Insurance? Watercraft insurance functions just as car insurance do for your automobile — it keeps you safe from liability and helps to cover expenses when the unexpected happens…

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What Is a Yacht Club?

What Is a Yacht Club?

Yacht clubs are private member clubs that are organized with the purpose of promoting and supporting the sport of boating. Like marinas, clubs are usually located on bodies of water and provide moorings and supplies for boats and yachts. However, yacht clubs also furnish other amenities and organize social events for members. What Facilities and Events Do Yacht Clubs Offer? Beyond moorings and supplies, yacht clubs typically have a bar or restaurant in the clubhouse. Some also have gyms, showers,…

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A Trusted Name in Relocation Services Coverage

A Trusted Name in Relocation Services Coverage

Every industry is plagued with risks, and mitigating those risks is just one way to help a business remain profitable and competitive. In the storage, relocation, and transportation industries, Transguard is a leader in insurance solutions. Insurance provides the financial resources needed to address claims that may arise from customer or employee injury, loss, or other damage. Work With an Authority Established in 1973, Tranguard is a proud member of the IAT Insurance Group. Known for the specialization of coverage…

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The Coverage You Need if You Own a Boat

The Coverage You Need if You Own a Boat

While most states do not require watercraft insurance for any watercraft requiring a motor, it is unwise to take to the water without adequate coverage. You won’t need to put watercraft liability coverage on kayaks, canoes, rowboats, or jet skis, but you will want to consider purchasing it for a fishing boat, leisure crat, pontoon boat, sailboat, or yacht.  Chances are, even if the state doesn’t require it, the local marina wants it before renting you a slip or the…

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Types of Insurance Coverage for Marina Operators

Types of Insurance Coverage for Marina Operators

Marinas abound in coastal communities around the world, offering a safe place for vessels to dock for storage, repair, or refueling. No place is completely safe, however, which is where marina insurance comes in. The experts at Mariners General Insurance Group offer advice on the top types of coverage marina operators should always carry. Liability  If an accident was to occur on marina property or on a vessel owned, leased, or rented by the marina, you could be liable for damages. Liability…

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