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Workers’ Comp Requirements for Volunteers

Workers’ Comp Requirements for Volunteers

There are several benefits to using volunteers when running a business. Volunteers provide a sense of community, and the savings can be quite substantial. However, if a volunteer is injured while working, there is a unique liability the company could be exposed to. Here are the facts about volunteer workers’ comp requirements and how to minimize risk.   What Does Workers’ Comp Cover? Workers’ comp provides coverage for paid employees, and most policies do not include volunteers. Regulations can vary…

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The Crucial Role of Pollution Liability Coverage for Commercial Real Estate Insurance

The Crucial Role of Pollution Liability Coverage for Commercial Real Estate Insurance

Also known as environmental liability insurance, pollution coverage plays a pivotal role in a comprehensive commercial real estate insurance plan. While you may instantly think of known-risk industries like mining, manufacturing, and energy production, this type of coverage can be invaluable to a wide variety of businesses. This is particularly true as our understanding of human effects on the environment continues to evolve–today’s due diligence could become tomorrow’s gross negligence. Pollution liability coverage is designed to protect businesses for the…

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