If you are a first time driver, or if you have recently moved to CT, you will need to obtain the proper insurance for your car. Killingly CT car insurance is easy to obtain and will protect you from a variety of unexpected and unpleasant situations. The following are a few of the different types of coverage options that you could have in your policy.
- Liability – Anytime you are the person responsible for damage, you need liability coverage to back you up. It protects you and others from having to pay the costs of property damage and/or injuries when you are the cause of the accident.
- Comprehensive – With comprehensive coverage, situations other than collisions are covered. This includes things like theft, vandalism, and fire.
- No-Fault – If you are worried about taking the blame or putting the blame on others and not being able to get the compensation you deserve, no-fault coverage is what you need. It offers protection for personal injuries no matter whose fault the accident was.
- Underinsured Motorist – Some drivers are underinsured, leaving their victims in a state of financial hurt when they cause an accident. Underinsured motorist coverage takes care of injuries that you and your passengers receive at the hands of another driver who does not have proper insurance.
There are a lot of other types of Killingly CT car insurance coverage available as well. The thing to remember is that speaking with your insurance agent can help you to determine what you need in order to be protected in case of an accident.