No matter what type of bar you run, if serve alcohol, you have to think about liability hazards. Your goal is for your patrons to have a good time. You can’t have this as your focus if you haven’t dealt with liability concerns. Here is why liquor liability insurance programs are crucial.
People do not always put their best foot forward when they’re drunk. Someone may suffer an injury, a fight may break out or someone may end up sick due to the food. Things can go many ways wrong in a night. While these may not always be your fault, you’re still liable if they happen in your bar. In addition, if something happens outside of your bar because a patron had too much alcohol, you may also be liable.
Keep in mind that legal claims can be expensive. Most don’t have the funds necessary to handle claims when they happen. This makes insurance crucial for your business.
With general liability coverage, you may not have protection against alcohol-related claims. This is why it’s important if you serve alcohol at your establishment to have separate liquor liability insurance programs. There is a lot that you need to focus on with your business; you deserve peace of mind.