If you’ve recently decided to break into the world of small business ownership, then you know that the process of just getting things up and running can be difficult because of all the bases you have to cover before the company is considered legitimate. One thing that you must purchase is small business liability insurance in Miami, Florida. While there may be a plethora of companies out there ready to provide you with their services, you first need to know what your main choices are for coverage.
Getting to the Point
When your business is in an industry in which there are many competitors, chances are that there are general liability policies available that will easily fit your needs. This kind of coverage is generally called a Business Owners Policy (BOP). Such a policy brings together coverage for general liability and property so that you only have one premium to pay.
For the More Selective
If, on the other hand, your business is more niche in nature, then you might have a few specific things that you need covered that simply aren’t included in a BOP. In this case, a Commercial Package Policy is better for you, as you are permitted to pick the policies you need.
Get the right small business liability insurance in Miami, Florida, today.