Key Insurance Needs For Pizza Shops

Key Insurance Needs For Pizza Shops

Are you looking for a commercial policy in Glen Rock to cover your new pizza shop? With the help of an experienced agent, you can get the exact mix of coverages to protect your business. Here the most basic coverages that you’ll need to include in your policy.

Liability Insurance

Liability insurance covers your business in case a third party experiences bodily injury or property damage as a result of your business. This can range from a customer falling in your shop to them developing an illness after eating one of your pies. If a lawsuit is filed, your liability coverage can be used to pay for attorneys’ fees as well as any other legal and medical payments.

Property Insurance

Property insurance pays for the repair or replacement property in case they become damaged or lost. Some policies will even offer reimbursement for potential income you may have lost out on because of your lost or damaged property. Covered events include fires, storms, vandalism and theft.

Workers’ Compensation Insurance

Workers’ compensation covers your employees in case of an on-the-job accident. This portion of your policy can be used to pay for any legal fees, medical expenses and even employee wages during their time away from work.

In addition to these, if you’re going to have deliveries, you’ll also need commercial auto insurance included in your policy. A good commercial policy in Glen Rock should have all these coverages to help secure your pizza shop’s future success.

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