As a new resident of the great state of Tennessee, you may feel overwhelmed by all that you have to do. One of the things that you need to do is get car insurance. It is easier to shop for the best insurance plan and agent when you know what you are looking for and what the insurance requirements are. Here are the Tennessee specific requirements for car insurance that you need to know.
All drivers are required to carry liability insurance in Tennessee. Find the right insurance agent who can help find you all of the required coverage amounts for a price that you can afford.
Proof of Insurance
In addition to these specific coverages, you will need to provide proof of insurance. Proof of insurance coverage includes your insurance ID cards, your vehicles declaration page, and/or your insurance binder. If you are pulled over or are issued a citation without being able to provide proof of insurance, the penalty will be much worse than they would have been otherwise.
Although not required in the State of Tennessee, one coverage option that is extremely beneficial is underinsured or uninsured motorist insurance. This type of insurance coverage protects you from liability in the event that you are involved in an accident and the other driver involved has insufficient coverage or no coverage at all.
Finding the right insurance coverage that nestles you safely within the requirements of the state.