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Category: Workman’s Compensation Insurance

Workers’ Comp Requirements for Volunteers

Workers’ Comp Requirements for Volunteers

There are several benefits to using volunteers when running a business. Volunteers provide a sense of community, and the savings can be quite substantial. However, if a volunteer is injured while working, there is a unique liability the company could be exposed to. Here are the facts about volunteer workers’ comp requirements and how to minimize risk.   What Does Workers’ Comp Cover? Workers’ comp provides coverage for paid employees, and most policies do not include volunteers. Regulations can vary…

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Demystifying Workers’ Coverage

Demystifying Workers’ Coverage

Whether you own a business or just got hired, you may be wondering about workers’ compensation insurance. This coverage plays a critical role for both owner and employee. Without it, a business owner can find themselves tied up in a costly legal battle. Meanwhile, a hurt employee can end up paying thousands out of their own pocket. This is why we have made a handy guideline about everything you should know about workers comp insurance. What Is It? Workers compensation…

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Small Business Workers Compensation Insurance

Small Business Workers Compensation Insurance

There are many questions to confront when starting up your first small business like, “what is workers compensation insurance?” Workers’ compensation insurance helps to protect you and your employees from the unexpected. It is actually a requirement in most U.S. states. What is Workers Compensation Insurance? If one of your employees is injured on the job, workers’ compensation insurance covers the medical and rehabilitation costs associated with the injury. This allows everyone to have peace of mind. Many plans require…

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Modernizing Your Safety Program

Modernizing Your Safety Program

No employer wants to put employees at unnecessary risk. While some jobs are inherently risky, companies can do a variety of things to keep most employees safe. As an added benefit, having a safety program can help employers save money on their workman’s comp insurance premiums. If your safety program is old or inefficient, you might not be getting the most benefit possible from it. As such, you might consider taking the following steps to modernize your worksite’s safety program….

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