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Protection for All Areas of Your Business

Protection for All Areas of Your Business

Protection for All Areas of Your Business If you own a business, you understand the risks involved with operating in your industry. The right commercial insurance in Florida can help you mitigate those risks and protect you from lawsuits and other claims that can damage your business and your reputation. A Strong Portfolio of Services Protecting your business means figuring out what the risks are and building a policy that mitigates those risks. These dangers could arise from mistakes made…

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How to Determine If You Need Flood Insurance

How to Determine If You Need Flood Insurance

While many mortgage companies require flood insurance for homes in the floodplain, homeowners may be confused about how to determine whether they are in a floodplain. The National Flood Insurance Program (NFIP) makes flood insurance available in flood prone areas. Flood insurance in Babylon can help you recuperate after a disaster such as Hurricane Sandy. Where to Start Your Search The Flood Insurance Rate Map (FIRM) is the NFIP’s official map showing flood hazards. The FIRM has an effective date…

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Is Your Cargo Fully Insured? Do You Know?

Is Your Cargo Fully Insured? Do You Know?

One of the biggest challenges truckers face is risk management. On the road, anything can happen, and you need to be able to handle whatever the day throws at you. That means more than just being tough and working hard to see projects through, though. It also means building a risk management portfolio that really works to protect you. Texas cargo insurance companies understand this and make it their mission to provide you with all the guidance and support you…

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3 Easy Steps to Getting a Dog Liability Insurance Quote

3 Easy Steps to Getting a Dog Liability Insurance Quote

It may come as a shock to find out your expensive home owners insurance may not cover damages incurred from a dog bite or attack. Though you hope for the best from your pet, it’s often best to be prepared. When it comes to dog liability insurance quotes, there are usually only three easy steps needed to find the perfect policy for you. 1. Personal Information Personal, family and community demographical information may be requested. The questions are often basic,…

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Key Factors to Look for in Your Cyber Liability Coverage

Key Factors to Look for in Your Cyber Liability Coverage

Being able to utilize client data online has greatly increased the efficiency of various businesses, but it has also increased their vulnerability to data breaches and viruses. To protect your business, it is often essential that you select the right cyber liability coverage. There are a few key factors that you should look for. Quality Benefits Every insurance plan is not created equal. When considering your policy options, one of the easiest ways to narrow down your search is to…

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Value of Your Property

Value of Your Property

If you’re like most small to medium size businesses, your company has probably grown since you first purchased your business property insurance policy. It is always a good idea to have your property reviewed, especially if you’ve added to your space, or you’ve moved to or added another location. Even if you’ve maintained the same space for a number of years it is likely that your business has expanded in some way and therefore your insurance needs may have changed,…

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Commercial Package Policies

Commercial Package Policies

The Commercial Package Policy (CCP) includes almost any type of coverage offered, from property and liability to auto, crime, inland marine and professional liability. Packaging these coverages allows you greater flexibility to create a policy specifically for the needs of your organization, and can range from a simple blend of general liability and business property insurance to a rich combination of policies, such as business auto, equipment breakdown, crime, inland marine, business income with extra expense, and some liability insurance,…

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Directors and Officers Liability for Penn State

Directors and Officers Liability for Penn State

Fallout from the recent scandal at Penn State displays why educators and board members need to have coverage when a lawsuit is filed due to misconduct against a teacher or administrator. Directors and Officers Liability for Educator is a policy that is used by universities, colleges and other institutions of higher learning to protect the school and its officials. Penn State, under the microscope since former assistant football coach Jerry Sandusky was charged and convicted with 52 counts of child…

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Workers Comp

Workers Comp

Grocery stores pose a wide variety of hazards for employees. Everything from slipping on wet floors and improperly lifting heavy boxes to mishandling equipment including ovens, fryers, knives and pallet jacks can cause minor to severe injuries. As the owner or manager of the store it is important for you to educate employees on grocery store safety.   Workplace incidents may result in lost productivity, equipment damage, spoiled product, and unproductive management time. These are all valid reasons for you…

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Considerations for Starting a Staffing Company

Considerations for Starting a Staffing Company

For anyone considering starting up a temporary/contract staffing company you probably need to know what’s involved in ensuring success in this new venture. The first step in opening a business is to incorporate in states in which you’ll be conducting business. When consulting with your attorney on setting up your business as a corporation, make sure you put a layer of protection between your personal and business assets. You will also need to look into temporary staffing insurance, which is…

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