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Category: Umbrella Insurance

What Is Umbrella Insurance?

What Is Umbrella Insurance?

When you are considering NM insurance for your auto or home, you may want to add personal umbrella insurance. Umbrella insurance is designed to step in when the limits of other policies are not enough to cover the actual damage and costs associated with an accident. For example, if you cause a car accident and the victim’s medical bills exceed the limits of your auto coverage, umbrella insurance would cover the remaining costs. Who Needs Umbrella Insurance? In short, everyone…

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What Kinds of Personal Insurance Do You Really Need?

What Kinds of Personal Insurance Do You Really Need?

The modern American has a million expenses in their everyday lives. With food, gas, rent/mortgages and other bills to pay for, there’s often little enough time (or money) to worry about extra OC insurance additions. However, the truth stands that regular insurance might not cover you in all the areas that they should be. Whether you’ve been avoiding checking into insurance policies or you’ve just never considered it before, there are a few insurance types you really need in order…

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Bundle Up

Bundle Up

Save money by bundling all of your commercial insurance protection into one policy. A commercial package policy gives you all the protection you want, without the coverage that you do not need. Here are some reasons why bundling up may be for you and your business. The Basic Option For small and medium business that do not have an expansive exposure to risk, a basic package of general liability and property coverage is what you need. This would cover you…

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