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Category: Liability Insurance

3 Types of Coverage To Consider When Insuring Hotels

3 Types of Coverage To Consider When Insuring Hotels

When you own and operate a hotel, there are numerous situations that can lead to possible lawsuits. Because of a hotel’s possible scope of operations, there is an increased risk for property damage and injury when compared to other industries. That is why business owners often consider these three types of coverage when insuring hotels that they manage.  1. Commercial General Liability What happens when a third party causes damage to your hotel? To protect your business against a wide…

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3 Factors That Impact Lawsuits Against Law Enforcement

3 Factors That Impact Lawsuits Against Law Enforcement

Public servants are an integral part of an orderly, safe society. Unfortunately, those that do the work are often involved in emotionally charged situations and are dealing with fast-moving emergencies. For this reason, law enforcement officials can sometimes find themselves embroiled in lawsuits stemming from their handling of these incidents. Police and fire insurance can protect against these claims that often arise because of three key factors. Officers’ Conduct How officers behave during interactions with the public will certainly impact…

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water treatment program
Liability Protection for Water Providers

Liability Protection for Water Providers

As a water treatment company, entire communities and ecosystems rely on your promise to deliver clean water without a snag. Not only that, but your employees expect a working environment reasonably free from accidents and chemical hazards. Some of the more dangerous risks associated with your operation include: Employee drowning Slips and falls Exposure to chlorine or hydrogen sulfide gas In addition to the risks these employees may face, the water coming and out of your treatment plant has to…

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employee benefits claim examples
Examples of Employee Benefits Liability Insurance Claims

Examples of Employee Benefits Liability Insurance Claims

Since Gediman v. Anheuser Busch in 1962, employee benefits liability insurance has been available. The coverage options have grown and expanded through the years to address a variety of employee benefits claim examples. Liability Coverage Employee benefits liability insurance steps in when a past or current employee files a claim regarding the administration of the employee benefit plan. This type of errors and omission insurance protects those responsible for administrating the plan including partners, directors, officers, employees, and stockholders. The…

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