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A Short Guide To Professional Liability Insurance

A Short Guide To Professional Liability Insurance

If you run a business that is responsible for providing professional services or giving advice to clients, you should be aware that you face a substantial risk of falling victim to a lawsuit for negligence. Lawsuits of this nature can cost you immense amounts of money and can even cause you to go out of business if you don’t have the funds available to keep you afloat. Luckily, professional liability insurance can help cover these costs. What Is Professional Liability…

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What Does Medical E O Insurance Cover?

What Does Medical E O Insurance Cover?

Errors and omissions insurance is a type of liability coverage that protects companies from the financial burden of lawsuits that might occur when they make a mistake. In the medical field, some people refer to it as malpractice insurance. Here is what medical E & O covers. What Does Medical E & O Cover? All types of errors and omissions policies pay the cost of going to court to defend yourself from a claim that you or your employees made…

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3 Key Coverages Included with Hazardous Materials Transportation Insurance

3 Key Coverages Included with Hazardous Materials Transportation Insurance

Resources and manufactured goods make their way across the country because of the hard-working men and women who drive trucks. Some of those loads include substances that can cause grave harm if leaked, and hazardous materials transportation insurance can cover some of the effects when that happens, including these three key coverages. Accidents Road accidents are a risk for anyone traveling the highways, but it’s particularly complicated when involving large vehicles carrying caustic or dangerous substances. Insurance policies for hazardous…

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FAQs About Film Production Risk Assessments

FAQs About Film Production Risk Assessments

Every set faces a film production risk. The good news is that you can take steps to protect your cast, crew, and company before you start shooting. How Do You Ensure Safety During Film Production? The first step is to establish mandatory safety procedures. Then, you can focus on drafting your risk assessment. What Is a Risk Assessment? Basically, it is a list of everything that could go wrong during a scene. You will review the finished product to establish…

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The Benefits of a Commercial Package Policy

The Benefits of a Commercial Package Policy

As a small business owner, you know that you need multiple insurance policies. From general liability coverage to auto and property insurance, even when you are working with a single agent, all the policies can feel like a lot to handle and track. One solution is a business owner policy or BOP; however, this one-size-fits-all solution doesn’t have the flexibility of commercial package policy coverage. Read on to discover how your small business can benefit from a CPP. CPP Allows…

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Commercial Insurance Policy Options

Commercial Insurance Policy Options

Business owners understand the risks involved in doing business. Unforseen catastrophes or weather events may shut down operations indefinitely. Unhappy clients can sue for a variety of reasons as well. Business Insurance Considerations It is wise to invest in an insurance package that encompasses the biggest risks faced by your industry. A commercial package policy can be written to include those risks in one comprehensive plan. Talk with your insurance agent about the CPP insurance claims most common to your…

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Determining if Rent a Captive Insurance Is Right for You

Determining if Rent a Captive Insurance Is Right for You

In the last few years, many business owners have searched for options when it comes to risk financing. If you’ve been interested in the benefits offered by captive insurance companies, now could be the perfect time to learn more about what it can offer you. While there are a number of options when it comes to captives, all share the advantage of offering better protections and profit margins. Review these points and learn more about this service. What Is a…

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How a Tail Policy Can Protect You Long After You Retire

How a Tail Policy Can Protect You Long After You Retire

Professionals providing services, from doctors and lawyers to engineers and accountants, should all carry professional liability insurance, also known as errors and omissions insurance. While that may be common knowledge, what’s less well known is that the coverage of that policy ends when you cancel the policy. When you retire you don’t want to leave yourself open to potential lawsuits that come months or even years after you’ve closed up shop. Instead, look at tail policy insurance for peace of…

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A Short Guide To Limousine Business Insurance

A Short Guide To Limousine Business Insurance

Running a limousine or black car service can be a great way to make a living.  However, running a business of this sort is not a risk-free endeavor. While driving passengers to and from their destinations may seem easy enough, there is plenty of room for things to go wrong. This is where limousine business insurance can come in to help. What Is Limousine Business Insurance? Limousine business insurance is a type of insurance coverage that helps to protect limousine…

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