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Why Mechanics Needs To Think About Asbestos

Why Mechanics Needs To Think About Asbestos

Auto mechanics face a number of threats on any given day. While garages and body shops take extra precautions to make sure that risks are minimal for workers, you never know when something may go awry. Often, it is an issue that a mechanic does not consider in advance that causes the most strife. Exposure to harmful toxins like asbestos, for example, is a problem very few technicians think about. Unfortunately, failing to include an insurance policy that protects you…

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Auto Insurance for Your Individual Needs

Auto Insurance for Your Individual Needs

Getting auto insurance isn’t a one-size-fits-all proposition. The price that you pay and the coverage that you get should be custom fit for your needs. When you’re getting a quote, there are several factors that should influence how your policy is structured. Mileage Personalized auto insurance should account for how much you drive. If you don’t drive your car very often or typically don’t drive very far, you may be entitled to a reduction in how your premiums are calculated….

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Choosing a Commercial Property Insurance Provider

Choosing a Commercial Property Insurance Provider

Commercial property insurance will save your business from a significant loss in the event of property issues such as floods, fires, and theft. When it comes to choosing commercial property insurance, it is important to carefully weigh all options and choose a provider that will serve you best.  Here are some key factors to consider when beginning your search. Excellent Customer Service Make sure the provider you select is quick to respond to calls or emails. You want the reassurance…

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Risk Management for Real Estate Professionals

Risk Management for Real Estate Professionals

When your business is assisting others when they want to buy or sell real estate, your risk management plan needs to be robust enough to handle every aspect of your profession. Since you work with high-value investments that can powerfully affect the fortunes of individuals and businesses who invest in the property, your professional insurance needs to be built around real estate risk management. A more general professional liability plan is not likely to adequately cover the unique liability scenarios…

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Insuring Your Sports Bar

Insuring Your Sports Bar

Managing risk is a must for any business owner. Sports bar and tavern coverage doesn’t really differ from bar and tavern coverage, but as a sports bar owner, your needs may be different than that of a nightclub or casual dining restaurant. Know Your Coverage Types When buying sports bar and tavern coverage make, sure all your bases are covered. General liability usually covers property damage, bodily injury, and illness-related issues that arise from the food and beverages being sold….

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What Is Watercraft Insurance?

What Is Watercraft Insurance?

You finally bought that boat you’ve always dreamed of. After making such a milestone investment, it’s critical that you take steps to protect your new watercraft. To do that, you’ll need to find a good watercraft policy to keep your prized possession safe, no matter what. What Are the Benefits of Watercraft Insurance? Watercraft insurance functions just as car insurance do for your automobile — it keeps you safe from liability and helps to cover expenses when the unexpected happens…

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Group Disability Coverage Offer Stability When Employees Are Sick or Injured

Group Disability Coverage Offer Stability When Employees Are Sick or Injured

Research shows one-fourth of today’s workers will suffer an absence from work because of disability sometime during their career. Even a short interruption in income can wreak havoc on finances. Fortunately, group disability coverages can make the difference between financial stability and financial hardship. Group Disability Plans Short-term disability group coverages replace a percentage of employees’ work income for a specific period of time, often three to six months or even up to a year. Long-term disability group coverages, if…

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Workers’ Comp Requirements for Volunteers

Workers’ Comp Requirements for Volunteers

There are several benefits to using volunteers when running a business. Volunteers provide a sense of community, and the savings can be quite substantial. However, if a volunteer is injured while working, there is a unique liability the company could be exposed to. Here are the facts about volunteer workers’ comp requirements and how to minimize risk.   What Does Workers’ Comp Cover? Workers’ comp provides coverage for paid employees, and most policies do not include volunteers. Regulations can vary…

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What Is a Yacht Club?

What Is a Yacht Club?

Yacht clubs are private member clubs that are organized with the purpose of promoting and supporting the sport of boating. Like marinas, clubs are usually located on bodies of water and provide moorings and supplies for boats and yachts. However, yacht clubs also furnish other amenities and organize social events for members. What Facilities and Events Do Yacht Clubs Offer? Beyond moorings and supplies, yacht clubs typically have a bar or restaurant in the clubhouse. Some also have gyms, showers,…

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A Trusted Name in Relocation Services Coverage

A Trusted Name in Relocation Services Coverage

Every industry is plagued with risks, and mitigating those risks is just one way to help a business remain profitable and competitive. In the storage, relocation, and transportation industries, Transguard is a leader in insurance solutions. Insurance provides the financial resources needed to address claims that may arise from customer or employee injury, loss, or other damage. Work With an Authority Established in 1973, Tranguard is a proud member of the IAT Insurance Group. Known for the specialization of coverage…

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