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Author: BBS Finder Insurance

The Risks and Protections for Food Truck Owners

The Risks and Protections for Food Truck Owners

Owning a food truck can be a good business venture. However, if you are unaware of the different food truck problems, you cannot protect your business against them. Food Truck Problems There is a lot of unpredictability in all businesses and industries; however, there are common issues that can cause food truck owners to lose money. Food truck problems can range from lack of vehicle maintenance to inadequate food storage. Without sufficient food storage, you risk food poisoning and may…

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Preventing Back Strain Injuries at Work

Preventing Back Strain Injuries at Work

Back strains are among the most common workplace injuries your employees may incur, often resulting in costly workers compensation claims. If you’re serious about keeping these injuries to a minimum, here are a few steps you can take. Leadership on Lifting Lifting heavy objects is a major source of back injuries, and your company may have training, manuals and posted notices reminding employees to lift carefully. However, proper lifting is still one of the most frequently ignored safety practices. If…

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Tips to Grow a Charter School

Tips to Grow a Charter School

A charter school can be transformative for many children. Many can get their academic needs met and can set themselves up for the future they dream of. Enrollment can be key for a successful charter school. Growing a charter school can take time, but there are a few strategies to boost your growth. Have an Effective Marketing Plan Get your charter school out there! Make sure you have a multi-faceted marketing plan. That way, parents know their options. Spread posters…

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A Quick Guide to Insurance for Oil and Gas Companies

A Quick Guide to Insurance for Oil and Gas Companies

Businesses in the energy industry, especially gas and oil companies, face unique risks. The indemnity coverage you select should account for those unique risks. You’ll want to keep a few important things in mind when choosing oil & gas insurance coverages for your operations.  Common Policy Solutions Every company has different insurance needs. That said, policies for oil and gas providers typically contain some essential components. As part of a specialized insurance package, each type of coverage handles specific claims: Commercial…

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Taking a Closer Look at Electronic Data Protection Insurance

Taking a Closer Look at Electronic Data Protection Insurance

The internet has completely changed how most people go about their daily routines. In the business world, it has lead to data being the most coveted of resources. When you are able to gather and analyze relevant data related to your company and your customers, it can totally revolutionize how you handle your operations. Naturally, you also need to think about how to best protect your data. Failing to have the proper precautions in place can lead to serious consequences. …

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Understanding Your Construction Insurance Needs

Understanding Your Construction Insurance Needs

Construction projects face various types of risks. Hazardous conditions such as elevated platforms and confined spaces pose a threat to all onsite personnel. The use of heavy machinery and power tools can cause injury to workers. These are some of the risks to safety and health. You also have other exposures to consider. What if a fire destroys a project that’s under construction? What if your equipment gets stolen? What insurance do you have to protect the financial interests of…

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Special Insurance Considerations for Special Homes

Special Insurance Considerations for Special Homes

Most homeowners are required to carry insurance if their home is being financed through a mortgage. This insurance helps protect the lender’s investment from natural disasters such as fire, weather events, theft, and more. Responsible homeowners will carry this coverage even if there’s no mortgage. Typical homeowners’ insurance offers standard coverage limits that apply to homes that meet specific criteria. Homes that are owned for business purposes often come with features or uses that aren’t covered under typical policies. Understanding…

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Examining the Insurance Needs of Homeowners’ Associations

Examining the Insurance Needs of Homeowners’ Associations

A homeowners’ association is usually responsible for taking care of the best interests of a subdivision or neighborhood community. They usually maintain common areas and assets in a community such as signage, fencing, landscaping, clubhouses, and pools among others. HOAs also create and enforce rules in accordance with a set of covenants designed to help maintain property values and upkeep. HOAs are exposed to various risks in taking care of community business. Here’s what you should know about HOA insurance….

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Benefits of Using Custom Insurance Programs

Benefits of Using Custom Insurance Programs

Unifying your company insurance buying experience can help you streamline a lot of administrative work while it keeps your premium payments simple. It’s no wonder trade and custom insurance programs have been getting so popular over the past few years. If you are wondering what a custom insurance package would look like for your business, consider these common benefits that cause companies to make the switch to a single comprehensive coverage provider. No Gaps or Over-Insurance When you shop for…

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What Businesses Need to Know About Data Breaches and Liability

What Businesses Need to Know About Data Breaches and Liability

Data breaches can have costly consequences that may affect multiple parties. Businesses need to familiarize themselves with some of the liability concerns that a data breach scenario could raise. The Ramifications of Compromising Customers’ Information A data loss that reveals customers’ personal information could create thousands of identity theft victims. Compromising customers’ credit information can also precipitate considerable financial harm. Allowing unauthorized access of sensitive personal information such as medical records could cause additional concerns for businesses involving professional liability…

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