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Author: BBS Finder Insurance

Why Your Landscaping Company Needs Sufficient Insurance

Why Your Landscaping Company Needs Sufficient Insurance

Landscaping is sometimes thought of as a casual profession, but that is rarely the case. In fact, quality landscaping is highly technical, requiring trained technicians and a thorough knowledge of local ecology and environmental conditions. Still, even under the best of circumstances, landscapers can run into all sorts of problems. For a wide number of reasons, carrying requisite insurance for landscaping company is necessary to protect your business, workers, and clients. What Types of Insurance Does a Landscaping Business Need? The…

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What Are the Best Social Media Platforms for Insurance Companies?

What Are the Best Social Media Platforms for Insurance Companies?

Regardless of what industry you work in, social media is taking over the internet. When it comes to insurance agencies, the same is true. From policy updates to vehicle advice and other relevant information, customers now want to get these types of resources from easy-to-access social media platforms. With that said, however, how do you choose the best social media platforms for insurance companies? Undoubtedly, this is a great question. The truth is, the answer lies in what your agency’s…

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Life Insurance Simplified

Life Insurance Simplified

Life insurance policies are available to consumers in forms of permanent or term life policies. Each form offers consumers multiple options to choose from. Permanent options include whole life and a variety of universal life options, while term options include renewable, decreasing, or convertible policy structures. Regardless of type, all policies have at least one thing in common – premiums! These, too, vary according to policy type and structure. For example, whole life premiums can be amortized any number of…

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Rapid Response After a Data Breach

Rapid Response After a Data Breach

Every type of business needs to be prepared to act as quickly as possible and manage the fallout after a cyber security breach. Compromised financial information requires immediate decisive action. While businesses need to work hard to protect their own information after a breach, it is just as critical that they take decisive measures to protect their customers’ information. Help Customers Some business owners or managers may feel that there is no major urgency to tell customers about a breach….

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4 Factors That Determine Aviation Insurance Premium

4 Factors That Determine Aviation Insurance Premium

There’s nothing more appealing to a sky-gazing dreamer than the idea of flying off into the blue in an owned airplane. While many people choose this adventure as a hobby or even a profession, they may not be aware of the intricacies of owning and maintaining an aircraft, including purchasing aviation liability insurance coverage. It’s important to realize that four factors impact the premium of aviation policies. Deductible As with all insurance, a higher deductible will translate to a lower…

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What is Rideshare or Transportation Network Company Insurance?

What is Rideshare or Transportation Network Company Insurance?

Starting a new job with a rideshare company like Uber or Lyft is exciting and can seem very simple. An interview, a bit of training and you’re out there making money with your own car; however, it is important that you update your auto insurance to have ridesharing / tnc coverage. What Is Ridesharing / TNC Coverage? Your standard auto policy does not cover you when you are using your car for work. Rather than getting a full commercial auto…

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Why Workers’ Comp Coverage Will Make or Break a Staffing Agency

Why Workers’ Comp Coverage Will Make or Break a Staffing Agency

Like any business, staffing agencies require insurance to protect their interests and their employees. Staffing agency insurance companies exist to provide the industry with stress-free insurance solutions. Workers’ compensation is the most well-known insurance policy that employers are expected to provide. Temporary staffing is a service built entirely around an agency’s workers, so quality workers’ comp coverage is an absolute must. What Is Workers’ Compensation? Workers’ comp protects businesses and workers by giving employees certain necessary benefits in the event…

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How Liability Insurance Protects Small Businesses

How Liability Insurance Protects Small Businesses

One reason some small businesses have survived the roller-coaster economy is that the owners were forward-thinking enough to protect their assets with small business liability insurance. Here are some of the ways this coverage helps them manage unforeseen incidents. Protects From Lawsuits Those new to running a company are often naive to the possibility of lawsuits. Unfortunately, being sued is a commonplace occurrence that can bankrupt a small business if it is not prepared to go to court. Liability insurance…

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3 Things To Know About Vessel General Permits

3 Things To Know About Vessel General Permits

Just like other transportation methods, vessels are subject to environmental regulations that police the amounts and types of pollutants they discharge. The EPA now requires that all vessels carry a vessel general permit in order to continue to operate. 1. What Is a Vessel General Permit? A vessel general permit, or VGP, controls emissions such as bilge and ballast water, graywater, and deck runoff. Owners must maintain permits by keeping records of all waste and subjecting their vessels to regular…

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Choosing Property and Liability Insurance for Your Business

Choosing Property and Liability Insurance for Your Business

Business owners understand how important it is to have proper insurance coverage. They want a policy that protects when a catastrophe strikes. They also need liability coverage if someone is physically hurt on their premises or financially damaged by decisions made. What Business Coverage Is Best? Both business property and liability insurance are a must for every business owner. Talk with your insurance agent about the plan that best meets your business model. Business Property Insurance Business property coverage, also…

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