If you’re an operator of a dump truck, then you probably know a little about truck insurance. Did you know there are insurance plans specifically catered to dump trucks? Here is what you need to know about dump truck insurance.
Do You Need Dump Truck Insurance?
If you’re a motor carrier who works with dump trucks, a driver of a dump truck or an owner of a dump truck, then odds are you need this type of insurance. Due to their size, dump trucks an accident that involves a dump truck is more severe than other vehicles.
What Does Insurance Cover?
When it comes to insurance for dump trucks, there are several types of coverages that you can invest in. Here is a list of some of those coverages:
- Physical damage
- Non-trucking liability
Each coverage may also cover specific incidents. For instance, physical damage may cover collisions and weather.
How Do You Choose an Insurer?
Choose an insurer that specializes in dump truck insurance. While you may be able to find certain types of truck insurance that will cover your dump truck, without customizable insurance, you may not be getting the protection that you need.
When it comes to insuring your vehicle, there are a lot of special circumstances that revolve around dump trucks. Therefore, it’s important to have specialized insurance.