Risk Management for Real Estate Professionals

Risk Management for Real Estate Professionals

When your business is assisting others when they want to buy or sell real estate, your risk management plan needs to be robust enough to handle every aspect of your profession. Since you work with high-value investments that can powerfully affect the fortunes of individuals and businesses who invest in the property, your professional insurance needs to be built around real estate risk management. A more general professional liability plan is not likely to adequately cover the unique liability scenarios…

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Insuring Your Sports Bar

Insuring Your Sports Bar

Managing risk is a must for any business owner. Sports bar and tavern coverage doesn’t really differ from bar and tavern coverage, but as a sports bar owner, your needs may be different than that of a nightclub or casual dining restaurant. Know Your Coverage Types When buying sports bar and tavern coverage make, sure all your bases are covered. General liability usually covers property damage, bodily injury, and illness-related issues that arise from the food and beverages being sold….

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What Is Watercraft Insurance?

What Is Watercraft Insurance?

You finally bought that boat you’ve always dreamed of. After making such a milestone investment, it’s critical that you take steps to protect your new watercraft. To do that, you’ll need to find a good watercraft policy to keep your prized possession safe, no matter what. What Are the Benefits of Watercraft Insurance? Watercraft insurance functions just as car insurance do for your automobile — it keeps you safe from liability and helps to cover expenses when the unexpected happens…

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Group Disability Coverage Offer Stability When Employees Are Sick or Injured

Group Disability Coverage Offer Stability When Employees Are Sick or Injured

Research shows one-fourth of today’s workers will suffer an absence from work because of disability sometime during their career. Even a short interruption in income can wreak havoc on finances. Fortunately, group disability coverages can make the difference between financial stability and financial hardship. Group Disability Plans Short-term disability group coverages replace a percentage of employees’ work income for a specific period of time, often three to six months or even up to a year. Long-term disability group coverages, if…

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Workers’ Comp Requirements for Volunteers

Workers’ Comp Requirements for Volunteers

There are several benefits to using volunteers when running a business. Volunteers provide a sense of community, and the savings can be quite substantial. However, if a volunteer is injured while working, there is a unique liability the company could be exposed to. Here are the facts about volunteer workers’ comp requirements and how to minimize risk.   What Does Workers’ Comp Cover? Workers’ comp provides coverage for paid employees, and most policies do not include volunteers. Regulations can vary…

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What Is a Yacht Club?

What Is a Yacht Club?

Yacht clubs are private member clubs that are organized with the purpose of promoting and supporting the sport of boating. Like marinas, clubs are usually located on bodies of water and provide moorings and supplies for boats and yachts. However, yacht clubs also furnish other amenities and organize social events for members. What Facilities and Events Do Yacht Clubs Offer? Beyond moorings and supplies, yacht clubs typically have a bar or restaurant in the clubhouse. Some also have gyms, showers,…

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A Trusted Name in Relocation Services Coverage

A Trusted Name in Relocation Services Coverage

Every industry is plagued with risks, and mitigating those risks is just one way to help a business remain profitable and competitive. In the storage, relocation, and transportation industries, Transguard is a leader in insurance solutions. Insurance provides the financial resources needed to address claims that may arise from customer or employee injury, loss, or other damage. Work With an Authority Established in 1973, Tranguard is a proud member of the IAT Insurance Group. Known for the specialization of coverage…

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The Coverage You Need if You Own a Boat

The Coverage You Need if You Own a Boat

While most states do not require watercraft insurance for any watercraft requiring a motor, it is unwise to take to the water without adequate coverage. You won’t need to put watercraft liability coverage on kayaks, canoes, rowboats, or jet skis, but you will want to consider purchasing it for a fishing boat, leisure crat, pontoon boat, sailboat, or yacht.  Chances are, even if the state doesn’t require it, the local marina wants it before renting you a slip or the…

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Telemarketing for Insurance

Telemarketing for Insurance

Telemarketing has been given a bad reputation by today’s endless calls that sound like scams, but it can still be a great business technique for insurance companies looking for new customers. Telemarketing is a great way to find those among businesses and individuals who are interested in your products and services. To get a better understanding of how telemarketing can help your insurance company, take a look at what telemarketing is and how it can benefit you. What Is Telemarketing?…

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Types of Insurance Coverage for Marina Operators

Types of Insurance Coverage for Marina Operators

Marinas abound in coastal communities around the world, offering a safe place for vessels to dock for storage, repair, or refueling. No place is completely safe, however, which is where marina insurance comes in. The experts at Mariners General Insurance Group offer advice on the top types of coverage marina operators should always carry. Liability  If an accident was to occur on marina property or on a vessel owned, leased, or rented by the marina, you could be liable for damages. Liability…

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