What Kind of Insurance Does a CPA Need?

What Kind of Insurance Does a CPA Need?

Before you set up practice as a certified public accountant, it is a good idea to look into the types and amounts of coverage you need for legal purposes as well as what is recommended for the size of practice you are opening. CPA liability insurance is usually the bare minimum that your local, state and federal regulations will require and will cover errors and omissions claims. Depending on whether you own or rent your office space, you may have…

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Bankers Insurance: How You can Benefit by Staying Local

Bankers Insurance: How You can Benefit by Staying Local

Financial institutions often deal with large assets, and regardless of the careful procedures in place, mistakes can happen. Sometimes these mistakes are small and easily rectified, but others may involve legal action. If you run a bank, are you aware of the many situations in which you could be held liable? Liability insurance for bankers can ease a lot of anxiety, but by doing your research and consulting a local company of insurance brokers, you can make sure you’re covered…

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Insurance Policies That Comprise a Business Package

Insurance Policies That Comprise a Business Package

When you are a business owner, you want to make sure you work with a qualified agent or broker to get the best coverage. If you are looking for New Mexico business insurance, here are a few types of policies you should discuss with your agent to see if they are right for you. There are several kinds of liability insurance. Most businesses need a general liability policy to cover any legal fees or damages settled against them. Depending on…

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What Does Marina Insurance Cover?

What Does Marina Insurance Cover?

Every marina is different. Due to this, it is important, that as a marina owner, you have an insurance agent that can offer a variety of different coverages. Insurance for marinas can be complicated and no two places are just alike. Here are just a few of the coverages that you may want to think about when purchasing insurance. Pollution and Oil Spill Even if you go through all of the appropriate measures to avoid an oil spill or pollution,…

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Replacement vs. Actual-Cost-Value Business Insurance Plans

Replacement vs. Actual-Cost-Value Business Insurance Plans

You have a considerable amount of time, energy and money invested in your small business. To protect your company’s assets from fire, storms, vandalism and other harm, you need the right business property insurance. When requesting an insurance quote for business property in Ohio, you must know whether you want replacement or actual cost value business insurance. How Agents Formulate Quotes Many factors affect the cost of your company’s property insurance, including location, value, industry and others. Agents formulate quotes…

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What Kind of Timeshare Insurance To Get

What Kind of Timeshare Insurance To Get

When you own a timeshare program business, chances are you will want to have some sort of insurance in order to make sure that your company can hold up in the event of a liability claim. There are several types of timeshare insurance that you may need to look into, and depending on your business there may be some types that fit better than others. One type of timeshare ownership is deeded ownership. In this type, the customers buy the…

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Three Reasons to Insure Your Employment Agency

Three Reasons to Insure Your Employment Agency

Choosing the correct employment agency insurance is critical for the success of your business. The right insurance agency will know the unique challenges of your industry, while also offering the most accurate protection you can afford. Ensures Correct Classification It’s important to find an insurance policy that correctly classifies your type of employment agency. There are often different coverage options for agencies doing permanent placements versus agencies focusing on temporary assignments. Provides Peace of Mind A good insurance policy can…

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Home Insurance, get it or Regret it

Home Insurance, get it or Regret it

Alpine is a quaint borough of New Jersey that is known for its cozy residents and its residents’ care for their cozy homes. No home is truly safe without insurance, and the folks in Alpine know this and purchase appropriate policies accordingly. Alpine home insurance is an effortless purchase that is in fact an investment in the future well being of one’s family and their finances. Disaster strikes, whether those that it hits are ready for it or not. Why…

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Why Banks Need Insurance

Why Banks Need Insurance

Just about every type of business needs some form of insurance. Financial institutions usually require particular types of protection due to the unique nature of the banking industry. Handling other people’s money can be risky. When something inevitably goes wrong in the area of finances, people will typically try to recover any losses they suffer. One of the first things they often consider is taking legal action against the bank that they may see as the entity responsible for their…

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3 Insurance Types to Consider in Hobbs, New Mexico

3 Insurance Types to Consider in Hobbs, New Mexico

There are a number of types of insurance in Hobbs, New Mexico. The type of insurance you’re looking for may vary depending on your personal needs. Generally they fall into three categories, personal, Business, or employee benefit. Personal Insurance Personal insurance can be any insurance that covers you or your family outside of a business environment. Common types of personal insurance include homeowner’s insurance, automotive, travel, and personal umbrella insurance among others. Business Insurance Business insurance is insurance coverage that…

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