Even Your Toys Need to Be Insured

Even Your Toys Need to Be Insured

There are many great toys out there that are not toys for kids: ATVs, UTVs, snowmobiles, dirt bikes and dune buggies. If you own one of these toys, they need to be insured as well. Be aware that your homeowner’s and car insurance policies do not provide any coverage for them. You are responsible for purchasing a separate policy. Insurance in Hobbs, New Mexico, for people who own an off-road toy should always incorporate the specialized coverage needed to protect…

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Why You Need Liability Insurance for Social Media Marketing

Why You Need Liability Insurance for Social Media Marketing

General liability insurance in New Mexico safeguards your business assets against claims of property damage and personal injury. These are big risk categories and they make insurance well worth the cost. There’s more to this insurance, however, and it can protect you in other areas as well. Marketing Problems While these issues have been around as long as advertising itself, the rise of social media as a marketing tool has made it easier and faster to make mistakes. Known as…

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Hospitality Insurance for Small Inns and B&B’s

Hospitality Insurance for Small Inns and B&B’s

Being an innkeeper can be a stressful, gratifying experience. Among the traits shared by B&B owners, running a successful establishment requires patience, a love of people and a thirst for adventure. Although many business decisions are made on a daily basis, one of the most important can be about selecting the best insurance coverage for your property. Until a short time ago, there were two primary options. Standard homeowner’s policy with a rider. This may have been an expensive option…

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Get Personalized Insurance for Your Business

Get Personalized Insurance for Your Business

Your company is a unique entity. You know that no other company faces the same set of challenges that yours does. Getting an insurance plan that was designed for a generic company probably won’t perfectly align with your needs. A standard plan might not provide adequate coverage for your company. Working with FGIB you get to customize an insurance plan and strategy that is calculated to serve your requirements, now and into the future. A personalized insurance plan begins with…

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Beyond Liability: Covering Your Company

Beyond Liability: Covering Your Company

As a business owner, you know that there is a time to take risks and a time to play it safe. The security of your company and the well-being of everyone who walks through the doors fall under the latter category. While it is important to have basic liability business insurance in Fieldale, you might consider adding other types of coverage to your policy as well. Property insurance protects your building as well as everything in or around it in…

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Don’t Get Caught Underinsured

Don’t Get Caught Underinsured

Los Angeles is a busy place to live and there is a lot going on all the time. You never know when the next earthquake will strike, an inattentive driver will change lanes in front of you or your home will experience damage from a broken waterline. Your LA insurance agent can help you make sure you have the right coverage to protect your family and investments. Most home and automobile owners have insurance policies because it is required by…

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Finding the Right Insurance for Your Business

Finding the Right Insurance for Your Business

Chances are that if you own a business, you will need to have the right insurance to cover accidents and other problems. Fining the right insurance in Hobbs, New Mexico, for your needs can be easier than you might think. Your first step will be to find companies which serve your industry, your area, and your business type. For example, large businesses in the oil industry will have different insurance needs and agencies then small companies in the retail industry….

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The Benefits of BPL Insurance

The Benefits of BPL Insurance

As insurance goes, errors and omissions coverage for financial institutions are fairly modern. Most people are familiar with malpractice insurance for doctors and lawyers. This concept of professional liability insurance has spread to include other professionals like financial institution workers and the institutions themselves. A bankers liability policy protects your financial institution in the event that a customer or patron holds you responsible for not delivering the expected or promised results. They are suing you for the services you provided…

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Why You Should Consider Earthquake Insurance

Why You Should Consider Earthquake Insurance

If you live in an area where earthquakes occur, it is important to ensure that your assets are protected. Many traditional homeowner’s insurance policies do not cover this natural disaster, so you may need an additional plan, such as one from FGIB.com, for optimal protection. There are three parts when it comes to basic earthquake insurance. The first is coverage for your dwelling. It covers the home up to a certain limit. In general, the limit is the same as…

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What’s the Difference Between Liability, Collision, and Comprehensive?

What’s the Difference Between Liability, Collision, and Comprehensive?

Shopping for auto insurance in NM? Understanding the basic components of a vehicle policy can help you choose the best type to meet your needs. Here’s a quick breakdown of liability, collision and comprehensive coverages, along with what types of claims each one usually handles. Liability: An Insurance Basic The liability component of your policy pays for damages related to third-party personal injuries, death and property damage resulting from an automobile accident. For vehicular insurance in NM, the state has…

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