If you have been injured while on the job, or have a chronic condition as a result of your job activities, you may be eligible to receive monetary relief through workers compensation insurance in California. While the federal government has a workers compensation program for federal employees, most workers compensation insurance programs are regulated by the state. Therefore, the laws applied to your particular case may vary depending on which state you are in.
- As soon as the injury occurs, it is important to file a claim with your employer. Your employer should give you an employee claim form to fill out.
- Depending on the severity of your injuries, your employer may offer you a settlement for your case. If this happens, you may want to talk to a lawyer to determine whether accepting a settlement is advantageous for your situation.
- An independent medical examination will often be conducted. The insurance company will select a doctor to exam your reported injuries. This doctor will then report their findings to the insurance company, who will use them to determine your claim.
- A workers compensation package will be arranged by the insurance company. Usually your monetary compensation will be approximately one-half to two-thirds of your normal pay. Since compensation is not taxed, it may be close to your normal paycheck.
Filing a workers compensation claim is simple when you follow the proper procedures. Be sure that you are aware of the steps to take if you should sustain an injury while working. Remember, workers compensation insurance in California is there to help you receive the compensation you deserve.