When you are shopping for a transportation insurance policy for Texas, liability will be a large part of your total insurance coverage. Not only do you want to comply with Texas and Federal law regarding coverage, you want to make sure that you have the adequate coverage for your type of transport business. Whether your vehicles need a business automobile or commercial truckers’ coverage, transportation insurance has options to protect you from liability exposure.
Cargo comes in all shapes and sizes and needs to be insured for damage or loss to protect both you and your clients. Whether you haul produce or cars, cargo insurance can be written to address your level of liability exposure.
When you have employees, you are liable if they get injured on the job. A workers’ compensation policy covers treatment of injuries, provides worker income during recuperation, and handles legal fees associated with the case.
Additional coverages include:
- Pollution liability
- Bobtail liability
- Employment practices liability
- Inland marine
- Leased operator
- Dump truck policies
Transportation insurance policy for Texas companies has many choices to address a wide variety of liability challenges to your business. Your insurance agent can work with you to build a policy that offers both security and value.