Safeguard Your Company With Insurance for Big Data

Safeguard Your Company With Insurance for Big Data

Big data has proven to be very beneficial in its uses. However, such large amounts of sensitive information can also prove to be a strong liability. As such, it is important that you protect your company with insurance for big data. There are a few ways that such insurance can be beneficial. Keep Business Going When a company faces a lawsuit and does not have the proper coverage, it can leave the business exposed to financial and customer losses. In many cases, proper insurance covers some or possibly all of…

Specialized Expertise in Commercial Construction Insurance

Specialized Expertise in Commercial Construction Insurance

When you want to protect your equipment, employees and job site, you need a Newton construction insurance agency that understands the value of your business and offers coverage suited to your needs. Forget about general commercial policies that do not meet your specific coverage criteria; work with an agency who specializes in construction insurance and provides products designed with your industry in mind. Take a moment to learn more about how construction insurance can help your business become better protected, and how you and your agent can put together the…

Prevent Your Business from Sinking with Contingent Cargo Coverage

Prevent Your Business from Sinking with Contingent Cargo Coverage

As a freight broker, you work to find a balance between the occasionally contrary needs of shippers and cargo carriers. This is a very tough position to be in, especially when the carrier or the carrier’s insurer declines payment on a liability claim, putting the responsibility on you. To avoid catastrophic pressure and damage to your business, keep yourself and your assets protected with a contingent cargo coverage insurance policy. Transportation insurance is one of the few types of insurance that is not regulated by state law. Therefore, different insurers…

Coverage You Can’t Afford to Miss

Coverage You Can’t Afford to Miss

You are an expert in giving your clients peace of mind by making sure that they are protected from risk. With insurance agents’ errors and omission insurance, you can have peace of mind for your professional reputation as well as for your agency. Best Intentions There are times that despite your best intentions, a mistake is made. Having insurance agents’ errors and omission insurance means that you are covered in the event a client files a claim and your case goes to court. Here are some examples of claim types made…

Nurses Malpractice Insurance for Your Health Care Facility

Nurses Malpractice Insurance for Your Health Care Facility

In the medical industry a mistake can cost a patient his or her life, and this pressure takes its toll on nurses. Something as unintentional as administering the wrong dosage of medication while under too much stress could make the entire healthcare facility liable for damages. This is why nurses malpractice insurance should be part of any policy. Some Numbers to Consider Even if the facility is small or if the care is home health care, a mistake that should have been avoided could cost the provider millions. It is…

Protecting Your Business the Right Way

Protecting Your Business the Right Way

One of the hardest parts of owning a business or other commercial property is keeping crime at bay or dealing with the unfortunate aftermath. Fortunately, business owners have resources like commercial crime insurance in order to help them out in these sticky situations. While not all plans are created equal, each of the options still seeks to protect your business and your finances from a wide variety of common criminal threats, including but not limited to:   Fraud Dishonesty Theft by either employee or an unknown party Embezzlement Forgery Computer…

Types of Gum Disease You Should Know About

Types of Gum Disease You Should Know About

While regular brushing and flossing are important, so is tending your gums. It is estimated that 75 percent of people in the United States, who are over 35, experience gum disease. An Aliso Viejo dentist can properly diagnose the condition when you are experiencing problems, such as receding gums, bad breath or swollen gums. When making the diagnosis, there are two types of gum disease you may suffer from. Periodontitis Periodontitis is gum inflammation due to the buildup of plaque and toxins, which destroy the bone and tissue supporting the…

How PEO Insurance Can Improve Your Business Relationships

How PEO Insurance Can Improve Your Business Relationships

PEO stands for Professional Employer Organization, and involves a partnership between a staffing agency and a company. Instead of re-inventing the wheel by going to new staffing agencies every time there is a vacancy or a need for new staff, the human resources department of one company may partner with a staffing firm on a long-term basis. This can work out well if the staffer can provide the company with a steady stream of reliable temporary and long-term workers. However, sometimes things can go wrong in the course of the…

Bundle Up

Bundle Up

Save money by bundling all of your commercial insurance protection into one policy. A commercial package policy gives you all the protection you want, without the coverage that you do not need. Here are some reasons why bundling up may be for you and your business. The Basic Option For small and medium business that do not have an expansive exposure to risk, a basic package of general liability and property coverage is what you need. This would cover you for damage or loss to your place of business, the…

Understanding Crime and Fidelity Insurance

Understanding Crime and Fidelity Insurance

Fidelity crime insurance coverage offers financial compensation for the loss of cash or goods through forgery, theft, fraud or other crimes committed by company employees. Employee theft is becoming more common, particularly in smaller organizations where fewer controls exist. However, every business, regardless of size, is a potential target for employee crimes, and fidelity insurance is a risk management approach to alleviate the devastating impact of an uninsured theft loss. The Need for Protection Even though most businesses try to hire honest employees, over 60 percent of employees who commit…