The Importance of Insurance for Home Health Care

The Importance of Insurance for Home Health Care

While nursing homes and hospice are normally what is thought of when caring and helping with activities of daily living (ADLs), these institutions only make up a portion of the industry. In fact, home care holds the majority of people requiring the aid of nurses for ADLs and is an ever-growing section of health care. Owning a firm or agency which specializes in-home care can be incredibly helpful to others but requires insurance policies that are specially fit for this…

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insurance for home health care providers
Serving the Home Health Care Industry With Quality Insurance

Serving the Home Health Care Industry With Quality Insurance

Serving the Home Health Care Industry With Quality Insurance Home health care has boomed recently to provide home health services for those who wish to remain at home but require health support. Insurance for home health care providers ensures your company is protected from risks and industry exposures. Program Options Home health care is a broad term that generally covers health care services provided in-home for patients. This could include skilled nursing care, physical therapy and even occupational therapy. Due…

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cyber security insurance
Insurance to Protect Your Cyber Network

Insurance to Protect Your Cyber Network

Insurance to Protect Your Cyber Network The internet has changed the world and new technology continues to do so. However, with these advances comes greater risks for businesses. That’s why cyber security insurance was invented to protect your business from security breaches. Cyber Risks for Your Business Breaches in your cyber security can be bad for both your business and your customers. Criminal hacks and viruses can attack your network security to disrupt your operations, steal information and corrupt data….

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collector car insurance nj
Keeping Your Classic Car Protected

Keeping Your Classic Car Protected

Keeping Your Classic Car Protected Owning classic or antique cars means you have an appreciation for the fine things in life. It also means you need special insurance to protect your vehicles. Before you choose collector car insurance in NJ, it’s important to understand what is covered and how an agent decides your coverage. What Are the Types of Coverage? There is a wide range of options for protecting your classic vehicle. Depending on how you use the vehicle and…

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crohn's disease treatment
Cannabis Oil and Crohn’s Disease: Important Information to Know

Cannabis Oil and Crohn’s Disease: Important Information to Know

If you are one of the millions of Americans suffering from the exhausting, painful and even embarrassing effects of Crohn’s disease, then you may be interested in learning a little more about recent scientific results regarding Crohn’s disease treatment options involving cannabis oil. What is Crohn’s Disease? A bowel disease characterized by inflammation of the gastrointestinal tract, Crohn’s disease can affect all parts of the bowels but is most often found in the small intestine. It is related to the…

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Tail insurance coverage
Tail Coverage: The Facts You Need to Know

Tail Coverage: The Facts You Need to Know

Tail Coverage: The Facts You Need to Know Extended Reporting Coverage, or tail insurance coverage is an add-on to a company’s E&O policy. Essentially, this coverage allows a purchaser to continue to cover claims after a policy expires. While it will not give a company more time to report an incident, it will give them more time to report one. E&O Insurance After Retirement or Sale If you are selling your company or if you plan on retiring, then you…

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workers comp insurance
Demystifying Workers’ Coverage

Demystifying Workers’ Coverage

Whether you own a business or just got hired, you may be wondering about workers’ compensation insurance. This coverage plays a critical role for both owner and employee. Without it, a business owner can find themselves tied up in a costly legal battle. Meanwhile, a hurt employee can end up paying thousands out of their own pocket. This is why we have made a handy guideline about everything you should know about workers comp insurance. What Is It? Workers compensation…

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atm insurance
Choosing the Right Contractor

Choosing the Right Contractor

If work needs to be done to your house, how do you know who you can trust to do the job? Scammers and shady business deals are an unfortunate reality of the world we live in, so use these tips in choosing the right contractor for your home renovation. 1. They are Insured As part of the vetting process in finding a contractor, ask them if they have contractor’s insurance. Ask what kind of coverage it entails, and don’t be…

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captive insurance definition
A Different Kind of Insurance

A Different Kind of Insurance

A Different Kind of Insurance If you’ve ever thought about starting your own insurance company, you know there’s a lot to consider and different paths you can take. Before you jump on board, be sure you understand the captive insurance definition. What Is It? In short, captive insurance is an insurance company owned and operated by the insured. Many people choose this option after shopping around for insurance and deciding that a plan or policy does not adequately meet their…

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cargo insurance companies
A Consideration of Cargo Insurance Policies

A Consideration of Cargo Insurance Policies

A Consideration of Cargo Insurance Policies When establishing your cargo transportation business, it’s important to get quotes from different insurance companies to receive a good deal. Before you start looking at cargo insurance companies, take the time to understand the unique needs of your business. This way, you can prepare yourself for insurance discussions and have the confidence that you are making the best choice for the success of your company. What Kind of Insurance Should You Choose? It is…

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