BBS Finder - Finding The Best Business Insurance

How Business Owners Assess Risk

May 13, 2017 BBS Finder Insurance Comments 0 Comment

Getting the right business insurance is directly tied to an accurate risk assessment. Company owners need to know the specific types of risks they face in the course of doing business. Some, if not all, of these risks may be covered by general liability insurance in New Mexico, while some may require more specialized coverage. Examining Risk Exposure The first step in assessing risk is by looking at the areas where your business is exposed to possible injuries or property…

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Understanding BPL Policies

May 1, 2017 BBS Finder Insurance Comments 0 Comment

Bankers professional liability insurance, or BPL, is the risk-management foundation for financial institutions such as savings and loan companies, credit unions and community banks. It’s important to understand what these policies cover, because additional coverage may be needed in particular institutional settings. Allegations and Claims of Negligence Financial professionals work with large sums of money, and as such, they run the risk of being accused of negligence or wrongdoing in their handling of the money. Whether or not a lawsuit…

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Invest in Your Future and Cover Your Personal Assets

April 29, 2017 BBS Finder Insurance Comments 0 Comment

Renting has countless advantages including lower maintenance costs and shorter commitment times. If you want to have the flexibility to pick up and move at any time, renting is for you. Making the decision to be a renter instead of a homeowner does not mean you can forego insurance. Having Palm Beach apartment insurance for your apartment in Florida is important to ensure your assets are covered if a fire or theft occurs. Even though landlord’s have their own property…

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What You Need to Know About Commercial Property Coverage

April 25, 2017 BBS Finder Insurance Comments 0 Comment

Understanding the type of protection you can get with your insurance for commercial property in Orlando is vital. Depending on what you purchase, it may cover more than just your land and buildings. Whether you lease or own your physical plant assets, you need to know the basics about commercial property coverage before you sign any contracts or fork over any money for a policy. What Does Commercial Property Coverage Do? Commercial property insurance typically reimburses you in the event…

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Contractors: Choose Your Insurance Agency Carefully

April 21, 2017 BBS Finder Insurance Comments 0 Comment

In your work as a contractor, almost every job you take on will require the issuance of a surety bond in New Jersey. To beat the competition, you need ready access to these bonds, quickly and easily, without delays or overpayment. This is where your insurance specialist comes in. Why You Need a Bond Specialist Sometimes contractors mistakenly choose an insurance agency where contract surety bonds are only written as a sideline business. The harm in this is that the…

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Covering Every Warehousing Situation

April 18, 2017 BBS Finder Insurance Comments 0 Comment

Warehouseman liability insurance is a necessary protection for your business if you hold good belonging to other companies or individuals. It may also be a feature that some entities require in your operations before they consider doing business with you. There are a few reasons for this reluctance to deal with uninsured warehouses, not the least of which being there are some legal issues surrounding this particular business that makes it important to be insured. Bailment When you accept goods…

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Modernizing Your Safety Program

April 13, 2017 BBS Finder Insurance Comments 0 Comment

No employer wants to put employees at unnecessary risk. While some jobs are inherently risky, companies can do a variety of things to keep most employees safe. As an added benefit, having a safety program can help employers save money on their workman’s comp insurance premiums. If your safety program is old or inefficient, you might not be getting the most benefit possible from it. As such, you might consider taking the following steps to modernize your worksite’s safety program….

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Protect Your Yacht with Insurance

April 11, 2017 BBS Finder Insurance Comments 0 Comment

A yacht is a hefty, albeit worthwhile, investment. California yacht insurance is just as important as home insurance and auto insurance, with the process a blend of both. Much like cars, boats begin to depreciate in value upon leaving the lot or marina following the sale, so it is best to take into account the age of the boat when deciding between market value (which factors depreciation into the value) or agreed value (which focuses solely on sticker price) for…

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Ways to Pay for Home Improvements

April 6, 2017 BBS Finder Insurance Comments 0 Comment

While you might like the idea of upgrading the appearance and functionality of your home, you might not have the funds necessary to pay for your project. Know that just as you have options when it comes to homeowners insurance in Los Angeles, the same is true of ways to cover the cost of making improvements to your home. Credit Cards There are both major and home improvement store credit cards you can use for your home improvement projects. With…

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Why PEOs Need Employee Benefits Liability Insurance

April 1, 2017 BBS Finder Insurance Comments 0 Comment

Professional employer organizations, or PEOs, have unique insurance needs. PEO insurance packages should include appropriate Employee Benefits Liability Insurance. Employee Benefits Liability Insurance protects staffing agencies against claims of errors or omissions of employee benefits. What Types of Errors and Omissions Are Covered? Employee Benefits Liability generally covers claims resulting from omissions and errors in: Explaining benefit plans and eligibility to employees and their eligible family members Enrolling and maintaining employees and their eligible family members in benefit plans Maintaining…

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