A Policy for Accidents Involving Motorcyclists

A Policy for Accidents Involving Motorcyclists

Anyone who rides a motorcycle around Los Angeles knows that they often do so at great risk. When an accident occurs involving a motorcycle and any other vehicle chances are it will result in serious injury. While the dangers are apparent, those who ride these two-wheeled vehicles feel that it’s worth the risk. They can get where they’re going more quickly, especially during rush hour traffic, but they should remain cautious at all times. Because the threat of personal injury…

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Important Aspects of Key Policies for Manufacturers

Important Aspects of Key Policies for Manufacturers

Being a manufacturer of products comes with many different risks and concerns for owners. Your business caters to a particular type of client and if, for example, you experience a work stoppage requiring you to cease operations for any length of time, this becomes a major issue. In addition, a business interruption could be due to any number of issues, including vandalism, fire, windstorm, or equipment breakdown, some common problems associated with the industry and experienced by many business owners…

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Living Benefits of a Single Premium Whole Life Policy

Living Benefits of a Single Premium Whole Life Policy

When most people consider life insurance policies, they look solely at the benefits for their heirs. Of course, that is incredibly important, but a single premium life insurance policy can also provide plenty of assistance throughout your life. After your one-time payment, your policy can give you access to helpful financial features. First, an inclusive single premium life insurance policy gives you access to your cash throughout your life. You can use it to pay for big expenses like college…

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Quick Guide to Cyber Liability for Your Business Insurance

Quick Guide to Cyber Liability for Your Business Insurance

As a business owner, you know how important it is for you to have quality insurance. In Orlando, business insurance can take on a variety of faces. For example, businesses may need to get coverage for property damage, professional advice or workers’ compensation. Cyber liability is an important coverage most companies need. Covers Costs After Cyberattack Cyber attacks are becoming more popular with the increase in technology use. Most hackers try to get personal information about an organization’s clients to…

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Financial Guarantees Used to Attract Investors

Financial Guarantees Used to Attract Investors

When it comes to backing your financial institution in the event of default, fraud, crime and other mishaps, there is no shortage of measures you can take to guarantee your interests. Though the role of financial guarantee insurance remains relatively undervalued, it is a product that benefits not just the financial institutions, but that also benefit consumers as well. A financial guarantee is an insurance policy, indemnity contract or surety bond under which loss is payable in the event of…

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Do You Need an Umbrella Policy?

Do You Need an Umbrella Policy?

Owning a home is an integral part of the American dream. If you own one, you must purchase a homeowner’s insurance policy both to safeguard your domestic assets and to protect anyone in and around your home. While general liability insurance in New Mexico is often adequate, some homeowners choose to purchase an umbrella policy for extra protection. Attractive Nuisances If you have any attractive nuisances on your property, an umbrella policy might be a good idea. Simply put, attractive…

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Finding the Right Policy for Your Treasured Vehicle

Finding the Right Policy for Your Treasured Vehicle

Owners of classic cars fully understand that these vehicles deserve special treatment. They take pride in these majestic motorized treasures from the past, handling them with the best of care, and ensuring they will be part of the family for many years to come. Because of their value, they need to be protected whenever they are exposed to potential threats of damage. They also require a company that specializes in covering antique and classic cars. After all, we’re not talking…

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One Way the Insurance Industry Helps You Get a Loan

One Way the Insurance Industry Helps You Get a Loan

Guaranty insurance, as a term, may be new to you, but it is an important component of the financial services industry. In financial terms, guaranty insurance makes the capital markets more efficient from a cost and accessibility point of view by allowing debt issuers to lower their overall borrowing costs. It is credit protection for debt issuers and investors, including those that issue mortgage, auto and student loans. By “wrapping” the insurer’s credit rating with that of the debt obligation,…

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3 Types of Business Insurance You May Need

3 Types of Business Insurance You May Need

Insurance coverage for your business is a necessity. The dilemma is knowing what type of policy is best for you. Of course, different companies have unique needs. For example, the insurance requirements of a company selling goods differs from one selling services. Fortunately, business insurance in Fieldale can accommodate a variety of coverage needs. There are several types of insurance policies available. Each one safeguards your business from specific risks. Commercial general liability provides broad protection for a variety of…

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Marina Coverage for Several Exposures and Risks

Marina Coverage for Several Exposures and Risks

Yacht clubs face a variety of exposures, both land-based and maritime, and need several different types of insurance in order to be properly covered. Yacht clubs, community sailing programs, even class associations, are offered the best protection through a comprehensive insurance agency designed to protect, not only the club and its assets, but also the board members, flag officers, volunteers, members, and employees.   In addition to providing coverage for assets and people, any insurance for yacht clubs program also should include protection…

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