Why Small Business Owners Need Protection

Why Small Business Owners Need Protection

Owning your own business is an exciting venture, but along with the rewards of being your own business are the risks and liabilities. As you navigate the somewhat confusing waters of insurance coverage, you will need an experienced guide. The team at Ascendant Insurance can help. Liabilities with Small Business Ownership While you may think your customer base is easy to work with and generally forgiving, having a general liability insurance policy is a wise investment. Coverage isn’t as expensive…

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Common Liabilities Faced by Lending Institutions

Common Liabilities Faced by Lending Institutions

When you handle the financial interests of businesses and individuals, you not only have to deal with hundreds of regulations but also the expectations of the client. While having professional liability for bankers can certainly mitigate the risks, it’s more important to be proactive in managing your liabilities. Know these common reasons clients sue to find ways to avoid opening your institution to risk: Acts of bad faith – the client accuses the lender of being unreasonable in a decision…

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How to Determine If You Need Flood Insurance

How to Determine If You Need Flood Insurance

While many mortgage companies require flood insurance for homes in the floodplain, homeowners may be confused about how to determine whether they are in a floodplain. The National Flood Insurance Program (NFIP) makes flood insurance available in flood prone areas. Flood insurance in Babylon can help you recuperate after a disaster such as Hurricane Sandy. Where to Start Your Search The Flood Insurance Rate Map (FIRM) is the NFIP’s official map showing flood hazards. The FIRM has an effective date…

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Protecting Your Financial Institution Against Risks

Protecting Your Financial Institution Against Risks

People expect banks to protect their money. And for the most part, financial institutions are considered safe. But when employees handle large amounts of money, mistakes can occur. Allegations of mishandling can happen. At a bank in Enid, Oklahoma, just recently, a banker used his position as a loan officer to make fraudulent loans. (He was arrested and charged with multiple felonies.) Although bankers professional liability insurance won’t cover fraud, it’s an important part of your insurance portfolio. Benefits of…

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Building a Shield of Protection With Powerful Business Insurance

Building a Shield of Protection With Powerful Business Insurance

Glen Rock is a top spot for those looking into business investments. However, if you are not protected by an agency that provides Glen Rock business insurance you may be left to fend for yourself during a time of crisis. Whether you are opening up a local bakery, financial institution or restaurant, its is vital to understand what kind of protections you may need in case of an emergency. Investing in Your Future With Great Coverage By law, there are…

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The Mobile Home Insurance You Have Been Searching For

The Mobile Home Insurance You Have Been Searching For

Mobile homes are a great housing solution. Not only are they usually inexpensive to buy, they are usually cost-effective to maintain. Whether you are moving into a mobile home as a retiree or choosing on one as a first-time home buyer, you must do what you can to protect your financial investment. With the right mobile home insurance policy, such as one from First Gate Insurance, you get the peace of mind you want to get the most out of…

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How to Choose an Allied Medical Insurance Agency

How to Choose an Allied Medical Insurance Agency

The Allied Healthcare industry has many different facilities in a variety of positions. Naturally, these facilities have a different insurance needs. If you’re looking for Allied Professionals Insurance, it’s important to find the right agency to help you through the process. Here are the tips on choosing an agency. Choose Experienced Professionals With an experienced team, you often have solutions that are more creative. One part of creating a solid insurance plan is to strategize. The healthcare community needs insurance…

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How to Choose the Right Boat Builders Insurance Programs

How to Choose the Right Boat Builders Insurance Programs

As a boat manufacturer, you may build more than boats. You could manufacturer other marine products, including accessories. Like any business, you need insurance coverage. Here is what you need to think about when choosing the right program. Risk Factors Due to the variation in the boat building industry, there are a variety of different coverages to cover the complex and unique risks. Here are some of the risk factors you may need to consider: Your materials Boat types Your…

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Key Insurance Needs For Pizza Shops

Key Insurance Needs For Pizza Shops

Are you looking for a commercial policy in Glen Rock to cover your new pizza shop? With the help of an experienced agent, you can get the exact mix of coverages to protect your business. Here the most basic coverages that you’ll need to include in your policy. Liability Insurance Liability insurance covers your business in case a third party experiences bodily injury or property damage as a result of your business. This can range from a customer falling in…

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Top Reasons to Invest in Yacht Insurance

Top Reasons to Invest in Yacht Insurance

The ocean waves sing a song to your soul as they lap the sides of your yacht. Accidents happen and can cause damage both to the yacht and to the people on the boat. Whether you take your yacht out occasionally or on a regular basis, yacht insurance in Newport Beach can protect that investment. Coverage Benefit Options Insurance policies can be affordable and flexible to suit your needs. Yacht insurance in Newport Beach can be bundled with existing coverage…

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