Don’t Get Caught Underinsured

Don’t Get Caught Underinsured

Los Angeles is a busy place to live and there is a lot going on all the time. You never know when the next earthquake will strike, an inattentive driver will change lanes in front of you or your home will experience damage from a broken waterline. Your LA insurance agent can help you make sure you have the right coverage to protect your family and investments. Most home and automobile owners have insurance policies because it is required by…

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Finding the Right Insurance for Your Business

Finding the Right Insurance for Your Business

Chances are that if you own a business, you will need to have the right insurance to cover accidents and other problems. Fining the right insurance in Hobbs, New Mexico, for your needs can be easier than you might think. Your first step will be to find companies which serve your industry, your area, and your business type. For example, large businesses in the oil industry will have different insurance needs and agencies then small companies in the retail industry….

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The Benefits of BPL Insurance

The Benefits of BPL Insurance

As insurance goes, errors and omissions coverage for financial institutions are fairly modern. Most people are familiar with malpractice insurance for doctors and lawyers. This concept of professional liability insurance has spread to include other professionals like financial institution workers and the institutions themselves. A bankers liability policy protects your financial institution in the event that a customer or patron holds you responsible for not delivering the expected or promised results. They are suing you for the services you provided…

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Why You Should Consider Earthquake Insurance

Why You Should Consider Earthquake Insurance

If you live in an area where earthquakes occur, it is important to ensure that your assets are protected. Many traditional homeowner’s insurance policies do not cover this natural disaster, so you may need an additional plan, such as one from FGIB.com, for optimal protection. There are three parts when it comes to basic earthquake insurance. The first is coverage for your dwelling. It covers the home up to a certain limit. In general, the limit is the same as…

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What’s the Difference Between Liability, Collision, and Comprehensive?

What’s the Difference Between Liability, Collision, and Comprehensive?

Shopping for auto insurance in NM? Understanding the basic components of a vehicle policy can help you choose the best type to meet your needs. Here’s a quick breakdown of liability, collision and comprehensive coverages, along with what types of claims each one usually handles. Liability: An Insurance Basic The liability component of your policy pays for damages related to third-party personal injuries, death and property damage resulting from an automobile accident. For vehicular insurance in NM, the state has…

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3 Facts to Convince Your Customers to Buy Renters Insurance

3 Facts to Convince Your Customers to Buy Renters Insurance

Renters insurance is an undersold policy type in the United States. More people are renting than in the past, but most assume that because they don’t have expensive furniture or because the landlord has homeowners’ insurance, that they don’t require their own insurance. When your agency purchases wholesale renters insurance in Florida, there are three big facts you can give your customers to make them more likely to buy. The first fact is that most renters policies come in under…

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Employee Benefits of Business Insurance

Employee Benefits of Business Insurance

When you own a business in Fieldale, Virginia, being able to offer your employees a variety of benefits all under one umbrella of service can offer them many advantages. Not only do these benefits help them take care of their health and that of their family members, it can give them peace of mind when it comes to preventative care and being able to afford emergency medical services. Buying business insurance in Fieldale can make choosing and paying for insurance…

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There is No Replacement for Industry Expertise

There is No Replacement for Industry Expertise

Purchasing New Mexico business insurance is a priority for most business owners in the Land of Enchantment. Even if you do everything right—meaning you take all the right precautions, implement all the right procedures and impose all the right contracts—running a business still poses many risks. Employees can become injured on the job. A client may be dissatisfied with the services they receive. A cyber attacker may steal all of your customers’ most confidential information. Because there is no telling…

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Don’t Skip These Car Insurance Coverages

Don’t Skip These Car Insurance Coverages

If you are searching for a Texas insurance agency to help you insure your automobile, it is worth knowing a few things about auto coverage before you get a quote. Law requires some coverage. Other coverages are not required but could save you money. Know Your Car Insurance Coverages The law requires you to carry liability insurance if you drive a vehicle. Liability covers bodily injury to other drivers and damage to their property if you are at fault for…

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D&O Coverage for Nonprofit Organizations

D&O Coverage for Nonprofit Organizations

The last decade has seen a significant increase in nonprofit liability claims. Because the resources of many organizations are insufficient to provide the most desirable support, directors and officers may be vulnerable. Axis management liability coverage can protect the management team and defend the organization from claims that may result in millions of dollars in jury awards and settlements. The nonprofit sector has two predominant types of organizations, and each has different forms of exposure for their directors and officers….

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