Employee Benefits of Business Insurance

Employee Benefits of Business Insurance

When you own a business in Fieldale, Virginia, being able to offer your employees a variety of benefits all under one umbrella of service can offer them many advantages. Not only do these benefits help them take care of their health and that of their family members, it can give them peace of mind when it comes to preventative care and being able to afford emergency medical services. Buying business insurance in Fieldale can make choosing and paying for insurance…

Read More Read More

There is No Replacement for Industry Expertise

There is No Replacement for Industry Expertise

Purchasing New Mexico business insurance is a priority for most business owners in the Land of Enchantment. Even if you do everything right—meaning you take all the right precautions, implement all the right procedures and impose all the right contracts—running a business still poses many risks. Employees can become injured on the job. A client may be dissatisfied with the services they receive. A cyber attacker may steal all of your customers’ most confidential information. Because there is no telling…

Read More Read More

Don’t Skip These Car Insurance Coverages

Don’t Skip These Car Insurance Coverages

If you are searching for a Texas insurance agency to help you insure your automobile, it is worth knowing a few things about auto coverage before you get a quote. Law requires some coverage. Other coverages are not required but could save you money. Know Your Car Insurance Coverages The law requires you to carry liability insurance if you drive a vehicle. Liability covers bodily injury to other drivers and damage to their property if you are at fault for…

Read More Read More

D&O Coverage for Nonprofit Organizations

D&O Coverage for Nonprofit Organizations

The last decade has seen a significant increase in nonprofit liability claims. Because the resources of many organizations are insufficient to provide the most desirable support, directors and officers may be vulnerable. Axis management liability coverage can protect the management team and defend the organization from claims that may result in millions of dollars in jury awards and settlements. The nonprofit sector has two predominant types of organizations, and each has different forms of exposure for their directors and officers….

Read More Read More

5 Insurance Must-Haves for Small and Medium-Sized Businesses

5 Insurance Must-Haves for Small and Medium-Sized Businesses

As a small or medium-sized business owner, you are facing unique risks. It is recommended that you get a comprehensive insurance package and financial guaranty insurance policy so you’re covered when things go wrong. 1. Professional Liability You need professional liability insurance as your standard liability insurance does not cover your liability involved with being a business owner. Errors and omission insurance is part of this and covers claims for inadequate work. 2. Commercial Property No matter if you own…

Read More Read More

Uncommon Business Coverage

Uncommon Business Coverage

While business insurance can cover common incidents, there are also less common ones it can cover, too. Business insurance in Wantage, New Jersey, covers some cases you may not have heard of, like fidelity insurance and interruption insurance. Here’s a look at these lesser known possibilities. Unauthorized Employee Activity Fidelity insurance serves to protect a business from dishonest acts by an employee. This could be anything from steeling money to inappropriate behavior with a customer. As a business owner, you…

Read More Read More

Homeowner’s Insurance for Prefab Homes

Homeowner’s Insurance for Prefab Homes

Prefab homes are built in sections at a factory, then transported and assembled on site, accelerating construction time. A house constructed in this manner can be less expensive and more energy efficient than other homes. Modular homes have become a popular option in recent years, as they are less expensive than traditional stick built options. Insurance companies have responded accordingly by offering full-coverage policies. Prefab home insurance programs can help homeowners protect their investment with varying levels of coverage options,…

Read More Read More

3 Ways Bankers Liability Insurance Makes Your Bank More Secure

3 Ways Bankers Liability Insurance Makes Your Bank More Secure

When you own a bank, you have to accept a great deal of responsibility, especially when it comes to your customers’ cash and sensitive financial information. Typically, you’ll require liability insurance for bankers in order to keep up with the demand of keeping both data and funds protected from those who’d seek to get their hands on it illegally. These insurance policies help out your bank’s operations in a variety of ways, but the main benefits are crime coverage, cyber-liability…

Read More Read More

Reasons People Smoke Electronic Cigarettes

Reasons People Smoke Electronic Cigarettes

Although e-cigarettes are growing rapidly in popularity, the fact that they are a relatively new product makes some insurance companies hesitant to offer ecig insurance programs until the trend has been around a bit longer. However, it appears that vaping, or the use of e-cigarettes, may be here to stay. Here are some of the most common reasons that people turn to using vaporizers instead of cigarettes. The most common reason to switch to electronic cigarettes is for health purposes….

Read More Read More

A Policy for Accidents Involving Motorcyclists

A Policy for Accidents Involving Motorcyclists

Anyone who rides a motorcycle around Los Angeles knows that they often do so at great risk. When an accident occurs involving a motorcycle and any other vehicle chances are it will result in serious injury. While the dangers are apparent, those who ride these two-wheeled vehicles feel that it’s worth the risk. They can get where they’re going more quickly, especially during rush hour traffic, but they should remain cautious at all times. Because the threat of personal injury…

Read More Read More