liability insurance for dogs
Dog Attacks: An Unforeseen Responsibility of a Dog Owner

Dog Attacks: An Unforeseen Responsibility of a Dog Owner

Having a dog can be one of the most rewarding experiences. After all, dogs are known as mans best friend thanks to how they assist, comfort and protect their humans. During a dogs typical lifespan, which on average can be beyond a decade, it is sometimes hard to imagine that a good-natured animal could ever go against its everyday demeanor. However, there are many environmental and situational factors that can cause an animal to act out of character. These can…

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bankers professional liability
Protecting Your Financial Institution Against Professional Risks

Protecting Your Financial Institution Against Professional Risks

When dealing with large sums of money it is important to take the necessary safeguards to ensure that you are protected against potential risks. With bankers professional liability insurance you receive financial backing in the event of any incidents which result in action from clients or loss of assets. Wrongful Professional Services Acts It’s important to understand what is covered by your bankers professional liability coverage. Claims which can be filed by customers include accidental errors, such as depositing money…

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staffing agency insurance
Protecting Your Staffing Agency from Unseen Exposures

Protecting Your Staffing Agency from Unseen Exposures

Owners and managers of temporary staffing agencies, while sharing similar liability concerns with other types of businesses, still must address many of their own unique exposures. They may experience risk factors that frequently aren’t covered by any standard insurance policies. Typically, an agency retains liability for the actions of any of its employees, however those employees are also primarily supervised at off-site locations by the agency’s clients. This is a prime example of the type of arrangement that can create…

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surety company in New Jersey
Surety Bond Basics

Surety Bond Basics

Surety bonds are legally binding contracts between the person providing the service, the person receiving the service, and the entity guaranteeing the service. A surety company in New Jersey issues bonds that work like lines of credit, providing backup just in case the person or entity that purchases the bonds cannot or does not fulfill the terms of the agreement. Three Parties There are three parties involved in a surety bond agreement: Principal – the person who purchases the bond,…

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tail insurance
Four Considerations When Purchasing Extended Reporting Coverage

Four Considerations When Purchasing Extended Reporting Coverage

Extended reporting coverage is also known as tail insurance. It is an add-on policy to a general professional liability insurance plan that provides coverage for situations when an incident occurred during the time period the general policy was in effect, but the related claim wasn’t made until after the policy expired. Note, it does not provide coverage for incidents that happen during the period that the tail policy is in effect. Here are four things to consider when buying extended…

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Bankers blanket bond insurance
Protect Your Bank with BBBI Before It’s Too Late

Protect Your Bank with BBBI Before It’s Too Late

Financial institutions are exposed to a great deal of risk on a daily basis. Without the proper protections, a bank can be undone by heavy losses ranging from employee theft to outside attacks to acts of nature. With Bankers blanket bond insurance you are covered against a wide range of potential sources of loss, helping to keep your bank on stable footing. Theft Related Losses With so much money passing through the doors every day, banks are a prime target…

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valet insurance
Protect Your Business When Running Valet Services

Protect Your Business When Running Valet Services

Many businesses in the service industry today utilize valet services to better suit the needs of their customers. As with any facet of business, running a valet comes with inherent risks and liabilities regarding your employees and your business itself. You may try your best to avoid any mishaps, but accidents happen and when they do, you need to be covered. That is when valet insurance comes in handy so that you can protect yourself from any expensive or messy…

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independent insurance agents in Albuquerque, NM
Can Your Insurance Agent Get You Everything You Really Need?

Can Your Insurance Agent Get You Everything You Really Need?

Whether you’re a business owner, a homeowner or simply own a car or two, you need insurance to keep your assets safe while you handle your everyday life. However, your insurance won’t do you much good if it doesn’t cover all the necessary bases. That’s why you should consult with independent insurance agents in Albuquerque, NM, before you commit to any provider to ensure you’re getting everything you need to make life on the road ahead easier and less worrisome….

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FGIB
Protect Yourself with Financial Guaranty Insurance Brokers

Protect Yourself with Financial Guaranty Insurance Brokers

The world of big business carries a great deal of financial liability. Whether you’re protecting your company, your employees or yourself, it’s important to know that you are working with an insurance broker you can count on. At FGIB we pride ourselves on providing the best coverage and have a track record or customer satisfaction to back it up. Liability Coverage There are many ways for a company and its employees to be targeted for litigation, and FGIB is there…

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Albuquerque insurance agencies
Finding an Insurer To Meet Your Coverage Needs

Finding an Insurer To Meet Your Coverage Needs

Whether you need coverage for your personal car or an entire fleet of work trucks, choosing the right insurer from among the plethora of Albuquerque insurance agencies can seem overwhelming. Different agencies in the same area can be vastly different from one another. Do not make the mistake of thinking that they are all pretty much the same. It might be a good idea to study each individual company’s track record before you buy your policy. How an insurance company…

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