How PEO Insurance Can Improve Your Business Relationships

How PEO Insurance Can Improve Your Business Relationships

PEO stands for Professional Employer Organization, and involves a partnership between a staffing agency and a company. Instead of re-inventing the wheel by going to new staffing agencies every time there is a vacancy or a need for new staff, the human resources department of one company may partner with a staffing firm on a long-term basis. This can work out well if the staffer can provide the company with a steady stream of reliable temporary and long-term workers. However, sometimes things can go wrong in the course of the…

Bundle Up

Bundle Up

Save money by bundling all of your commercial insurance protection into one policy. A commercial package policy gives you all the protection you want, without the coverage that you do not need. Here are some reasons why bundling up may be for you and your business. The Basic Option For small and medium business that do not have an expansive exposure to risk, a basic package of general liability and property coverage is what you need. This would cover you for damage or loss to your place of business, the…

Understanding Crime and Fidelity Insurance

Understanding Crime and Fidelity Insurance

Fidelity crime insurance coverage offers financial compensation for the loss of cash or goods through forgery, theft, fraud or other crimes committed by company employees. Employee theft is becoming more common, particularly in smaller organizations where fewer controls exist. However, every business, regardless of size, is a potential target for employee crimes, and fidelity insurance is a risk management approach to alleviate the devastating impact of an uninsured theft loss. The Need for Protection Even though most businesses try to hire honest employees, over 60 percent of employees who commit…

How to Best Offer Transit Insurance to Clients

How to Best Offer Transit Insurance to Clients

Goods in transit insurance is often overlooked by traditional insurers due to the complexity and unique risks this coverage area presents to them. As an agent or broker who wants to serve their clients in the best way possible, knowing how you can offer this type of insurance to those who need it can increase their satisfaction while boosting your book of business at the same time. Replace Worry and Complexity With Peace of Mind Underwriters that offer goods in transit insurance solutions as a resource know how important peace…

How Connecticut Insurance Companies Should Be Compared

How Connecticut Insurance Companies Should Be Compared

It is a good idea to meet with several Connecticut insurance companies when looking for a new policy. You do not want to just go with whoever you find first. Make sure to jot down all essential information so that you can compare important aspects of each one. Price in Relation to Services Offered Every company will likely give you a quote on how much you can expect to pay per month or per year. However, you do not want to go with whoever is cheapest. This might mean they…

Find Specialty Insurance Coverage for Your Medical Business

Find Specialty Insurance Coverage for Your Medical Business

The healthcare industry is constantly changing and offering new services through hospice and home care businesses. When you need insurance that protects your organization against multiple risks, you need an insurance company that specializes in specialty insurance coverages for the medical fields. The demand for unique medical clinics is growing, as are the regulations and risks that a business faces when it enters the healthcare field. It’s more than just patient safety, it’s also patient privacy, third-party vendors, and medical malpractice issues. Your insurance coverage should include risk management programs…

The History Behind Workers Compensation

The History Behind Workers Compensation

Investing in North Carolina workers comp is not only beneficial for a company to minimize their risks, but also good for employees, morale, and public perception. Interestingly, workers compensation policies were not always around. Although today many states mandate this type of coverage, this was not the case several years ago. Common Law Before there were specific laws for workers compensation, work related injuries were governed by the common law. The masters, or employers, were responsible for injuries that happened to their servants, or employees. With common law, the only…

Find an Insurance Company in Urbana for Your Coverage Needs

Find an Insurance Company in Urbana for Your Coverage Needs

Everyone needs insurance for something. Whether it’s for your car so you can legally drive, your home or yourself, finding an insurance policy that meets your needs at a price you can afford is possible with some searching. Bringing your concerns to an insurance company in Urbana can result in comprehensive coverage for every area of your life. Unexpected occurrences can cause damage to your valuables and harm to your loved ones. There is nothing worse than not being able to afford care for yourself or your family after an…

Protecting Your Home in a Flood Plain

Protecting Your Home in a Flood Plain

New Brunswick contains some undeniably desirable properties, but as many homeowners found out in recent years, many of these properties exist on a flood plain. Situated just upstream from Sandy Hook Bay, the town offers wonderful water access, but can be dangerous in the rainy season. However, low cost flood insurance in New Brunswick, NJ exists to help you take your mind off the risks involved in coastal living. From Roof Tiles to Crawlspaces The havoc wreaked by water can be pretty thorough, and most home insurances do not offer…

Benefits of Surety Bonding

Benefits of Surety Bonding

Construction project risks can affect contractors and subcontractors, lenders, borrowers and taxpayers. Surety bonds in NJ protect these several interests on a construction project. By working with a bonded contractor you know that they have been judged capable of fulfilling the contract obligations. A contractor will submit to a thorough pre-qualification process by the insurance company in order to obtain a bid or performance bond. In fact, bonded construction projects are more apt to be completed than ones with no bonding because the insurance company also requires indemnity insurance from…