Three Basic Liability Coverages For Manufacturers

Three Basic Liability Coverages For Manufacturers

Manufacturers face a number of risks as part of their daily operations. With such risks comes the need for adequate insurance coverage to protect against potential third-party lawsuits. While there are plenty of options available, three basic coverage options should absolutely be part of your policy. General Liability As the name implies, general liability insurance protects you from lawsuits arising from your everyday business activities. A visitor injuring themselves in your factory or damaging their car in your parking lot…

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Customized Protection for Bank’s Environmental Risks

Customized Protection for Bank’s Environmental Risks

While the FDIC requires banks to carry bankers’ environmental risk insurance, that isn’t the only reason to have the policy. Many people don’t associate financial institutions with negative environmental impacts. Unfortunately, banks can take on the liabilities posed by assets they take on making the insurance a must to protect the bank’s financial assets. Credit Risk When a customer invests in a property by taking out a loan, they may not follow through on their commitments when they learn about…

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Liability Protection for Water Providers

Liability Protection for Water Providers

As a water treatment company, entire communities and ecosystems rely on your promise to deliver clean water without a snag. Not only that, but your employees expect a working environment reasonably free from accidents and chemical hazards. Some of the more dangerous risks associated with your operation include: Employee drowning Slips and falls Exposure to chlorine or hydrogen sulfide gas In addition to the risks these employees may face, the water coming and out of your treatment plant has to…

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Liability Concerns for Media

Liability Concerns for Media

Media liability insurance is designed to protect media outlets from expensive third-party liability claims, which is probably more prevalent than you think. Source: https://www.huntersure.com/. Keep reading if you think you should be concerned. Types of Claims There are several types of liability claims that can arise as a result of publicly distributed information. Some of the most common types of claims include plagiarism, defamation, copyright infringement and invasion of privacy. What Do Claims Entail Plagiarism: This happens when someone takes…

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Why Buy a Carpet Cleaning Policy?

Why Buy a Carpet Cleaning Policy?

Whether you run a hospitality, construction or cleaning company, one truth is that carpets and flooring can get pricey. You want to make sure that whatever flooring that is there is in it for the long run, but things don’t always go according to plan. Insurance policies tailored specifically for the carpet can save you a potential boatload of money. Benefits As A Client If you’re on the receiving end of a carpet cleaning, then you’re trusting quite an investment…

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Are You Doing Enough To Market To Agents?

Are You Doing Enough To Market To Agents?

Finding the right niche in the insurance industry is important for a company’s long-term survival, but there’s a lot more to dominating a niche than just tailoring your offerings to suit your prospective clients. You need to have outreach, and that means marketing your coverage where it will do you some good. If you are working with an outside firm to set up your marketing, you’ll want to make sure they have access to a list of insurance agencies whose…

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Find a Policy To Protect Your Marine Business

Find a Policy To Protect Your Marine Business

If you run a business that centers around surveying marine equipment and vessels, then you need to take time to think about how to properly protect your business. There are a number of risks that can be presented to your company without warning. Taking out a comprehensive policy can help you stay afloat when a costly problem arises. Marine surveyors need to take specific areas into consideration when selecting an appropriate plan to protect their businesses. Common Issues As reported…

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Benefits of Umbrella Coverage

Benefits of Umbrella Coverage

When it comes to insurance policies, you always want to make sure that you invest in the right protection. Mariners Insurance does a great job of explaining how umbrella insurance covers those instances where your other policies won’t. For instance, if someone is injured on your property and they settle for more than your policy is worth, then your umbrella policy will kick in to pay the rest. This keeps you from having to pay out-of-pocket in these scenarios. Benefits…

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Purpose of a Condo Association

Purpose of a Condo Association

Condos are a popular real estate choice for those looking for a second home on the beach or to live in a bustling downtown metropolitan city. These residential buildings often have condo associations. Here’s what you need to know before buying. Shared Ownership Like an apartment, the facilities and common areas fall under shared ownership. These areas need to be maintained by someone. Having a condo association makes sure the grounds are manicured, the trash cans are emptied, the pool…

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A CBD Oil for Your Face

A CBD Oil for Your Face

Your skin deserves to be taken care of all throughout the year. Some people naturally have dry skin, while another wish to add extra moisture to their skin. Whatever your skin type, Renew oil treatment can help you have better and clearer skin. Benefits of the Special Ingredients This particular oil is known as a moisturizer that helps rejuvenate your skin, according to information found at kingharvest.org. CBD oil is one of the main ingredients and offers amazing benefits, such…

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